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DFCC Bank unveils Sri Lanka's first ever 20-year fixed-rate home loan

July 24, 2025

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Daily FT

IN a landmark move that redefines home financing in Sri Lanka, DFCC Bank has introduced the country’s first 20-year fixed interest rate home loan— an unprecedented product designed to offer long-term financial stability, faster access, and deeply human-centred support to Sri Lankan homebuyers.

At a time when many households grapple with uncertainty, interest rate fluctuations, and affordability concerns, DFCC Bank’s new offering provides a sense of permanence that is rare in today’s market. With home loan interest rates starting as low as 9.5%, customers can explore flexible options that suit their financial plans. For those seeking long-term predictability, the 20-year fixed-rate product—starting at 13%— offers unmatched stability over two decades, enabling borrowers to plan with confidence and clarity.

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