BPI hopes to beat 2025 results as rate cuts drive loan demand

BANK of the Philippine Islands (BPI) hopes to beat its 2025 performance this year as further monetary easing could help drive loan demand despite weakening investor confidence amid domestic and global uncertainties.

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“It should be a fairly decent year for us. We're looking at hopefully outperforming last year’s results, But I think there are a couple of things that we need to be aware of. There’s a bit of hesitancy due to some of the global tensions and some local noise, if you will. But as far as we're concerned, the demand should come back,” Bank of the Philippine Islands (BPI) President and Chief Executive Officer Teodoro K. Limeaoco told reporters on the sidelines of a central bank event on Friday.

BPI’s attributable net income inched up by 0.6% to P17.526 billion in the third quarter of 2025. This brought its nine-month profit to P50.48 billion, rising by 5.21%.

Mr. Limeaoco said their net profit will likely grow by “high single digits” this year, while their loans could expand by 10%-15% year on year.

“We will continue to push the consumer end, which I think is still buoyant. There’s an underserved market and there’s demand.”