IndusInd Bank to rebuild senior management team in 6 mths: CEO

Will this rebalancing of both the loan and deposit book continue fora few quarters?

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= The intent, of course, isto grow ona quarter-on-quarter (Q-0-Q) basis. The way I see it, this isa three-year journey. Year one is about bringing growth back to industry levels; the second is about ‘growing faster than the industry:and the third year will be about dominating in some of our focus sectors.

The important thing to understand is that, from an Indian economy perspective, there is enough growth. Given our relatively low market share, growth is not the issue. But before that, putting your house in orderis very, very important.

= The most important gapI find is talent. We have begun addressing that. A new chief financial officer has joined us, along with new heads of internal audit, marketing, and business transformation.

Our operations and processes also need improvement. The new head of business transformation will address that. Some of the senior management members in the organisation are retiring over the next sixto nine months.