VAX AND VIGIL FOR YOUR ASSETS

Pandemic creates the best opportunity for you to review and recast your portfolio to preempt and protect your investments

Cover Crumbles On Fake Comorbidity Papers

Giving fake comorbidity certificates in the race for Covid vaccine is as risky as hiding pre-existing diseases and eventually being denied cover

Settle Your Scores With Broke Brokers

Investor grievance redressal gathers importance with more and more brokers defaulting. Sebi launches an online complaint filing and tracking facility for the ease of investing in the market.

‘The Future for Facilitators is Advisory'

Deven Choksey is the name which scripted the rise of stock brokerage business into the wealth management practice in India. The promoter of KR Choksey Group and the managing director of the KR Choksey Shares and Securities Private Limited has spent over three decades in the Indian capital market. In an interaction with Jyotika Sood, Choksey talks about the changing financial landscape of the country and the role of facilitators in this evolving financial ecosystem. Excerpts from the interview:

Borrowing Against the Blues

Both gold loan and loan against property have their unique features and drawbacks but if you need the funds for an urgent medical emergency, the balance tilts in favour of gold loan

Covered, Yet Battered

Rejection of insurance claims is a regular affair in the field of medical insurance, health insurance and motor insurance. Rejection by the insurer is not the end of the world. You have the right to fight for your claim

Homeward Bound

Home loan interest rates are at historical lows. Extended tax sops from the government, and favourable fiscal policies make it the right time to invest in real estate. It’s a win-win for both the buyer and the developer.

Mr Financial Fixit Fixing Finance Lives

Agents, distributors, brokers, or a little upscale, wealth managers or financial advisors. Call them by whatever name, they can unmake and remake your future with financial security.

Driving out of Darkness

A prolonged slowdown in the industry drove all segments of the auto sector into record lows but the industry shows amazing resilience to steer out of the woes and hits the fast lane.

Beyond the Raging Waves

Most investment options look foggy with the markets reeling under the second wave of Covid-19 pandemic. Experts suggest restraint and measured steps for investors, but push them for building an emergency fund with at least three months’ salary

Always Invert To Get It Straight

Fill up your emergency bucket, house your interests in the investment bucket, and save in your dream bucket

Post Office Savings Schemes Banking On The Age

A higher risk appetite for faster and heftier returns divides India into two sections of investors. The seniors still trust the good-old Post Office Saving Schemes, while the juniors rush for new-age investment instruments.

Wage Redefined, Pay Reduced

Introduction of the new wage code from April 1 is likely to affect take-home salary for employees across public and private sectors but ensure a better retirement package

‘Invest Across A Wide Spectrum'

Actor Masumeh Makhija believes in diversity when it comes to planning her investments

SEIZE THE DAY, MY FRIEND!

It’s always, earlier the better, when it comes to planning for the time after you hang up your boots. It’s a longterm proposition and is often tangled with a host of duties and dreams. Saving from an early life smoothens the job but a late-starter is certainly not a no-getter.

Riding The Time Machine

Covid-19 has battered non-banking financiers, assets are in the throes of defaults, yet they have proved their resilience time and again, and crossed the bar. NBFCs – which throw the lifeline to the base of the pyramid – are fixed firmly on the ground with their unmatched ability to evolve into indispensability for the Indian economy

Lower Rate A Business Booster In Hard Times

Home loan interest rates have reduced over the last few months – at a time when the entire world went through one of the toughest phases. The economies have just begun reviving. A lower interest rate is the need of the hour to support the nascent resurgence in the Indian economy, says SBI Chairman Dinesh Khara in an interaction with Outlook Money. Excerpts from the interview:

Life Cover For Lives In The Lurch

Insurance regulator has issued a diktat for life insurance policies to cover transgenders but insurers see very few takers and buyers find the products too costly, too complex

It's Ease Of Doing Investments

Sebi plans to introduce regulatory-light regime with the debut of Accredited Investors in the Indian securities markets. The regulator faces a host of challenges to counter risks of investor frauds

Bank On Banks For The Nest Boom

BFSI stocks proved to be the best bet when everything went into a tailspin. A reviving economy pumps enough fuel in them to drive your funds to higher orbits

Silver Is The New Gold In 2021

White metal keeps up its rally, though yellow metal sees a price correction. Experts advise investors to buy silver with a measured step, keeping in mind the volatility factor

12 Steps To Education In 2021

From the government and policymakers to teachers and students– everyone must adapt to the new system of education

PLANNING ISN'T ALL ABOUT MEN ALONE

Women have failed to do sufficient financial strategy for over 53% of their life goals. Time has come for them to take control of funds and make their dreams come true

Parking Funds In ‘New Normal' India

Uncertainty in a post-pandemic world has left investors puzzled. Most sectors have started showing a revival but experts advise to keep a long-term horizon and take measured steps in choosing where to invest you money

HER FUNDS, LET HER TAKE A CALL

Women in the top seats at fund houses harp on the sheer need for each one to be equipped to manage her own finances and have a say in the financial matters at home

Diversification! Think beyond Indian Markets

Indian economy is expected to record a sharp V shaped recovery as the business environment normalizes. Despite this, Indians should overcome the home country bias and ideally consider diversification of portfolio through investment opportunities in international markets. This will diversify the extant geopolitical risk associated with emerging economies, especially during periods of global/ regional financial crisis (i.e., East Asian crisis (96-97), 9/11 terror attacks and global financial crisis of 2008-09). So should form part of investor’s portfolio as part of as a prudent asset allocation and risk mitigation strategy

Corrections Do Pay Off

An entrepreneur meets her long-term financial goals by trusting the financial advisor to guide her through the market volatility and invest in the right funds

Care For A COVER?

Go for a specific health insurance plan that ensures to pay for entire treatment and acts as a saviour during a loss of income

AN ABACUS FOR HER JIGSAW OF LIFE

Like it or not, rural women may be financially savvier than their urban sisters. Microlenders educate the former with the math of money to help them live better and realise their dreams

A Fit-For-All Cover Waiting To Be Unveiled

IRDAI has standardised the terms and conditions and inclusion and exclusions for life and non-life cover policies to offer subscribers a perfect entry-level package that would promote insurance penetration in India