Understanding Retirement Planning - Retirement planning involves making informed financial decisions to safeguard one’s lifestyle during the golden years. It is crucial to start early and adopt a disciplined approach. In India, retirement planning has gained prominence due to the evolving pension landscape and increasing life expectancy. While traditional instruments like the Employees Provident Fund (EPF) and the National Pension System (NPS) exist, individuals are exploring additional avenues to enhance their retirement savings. One of the options that are gaining popularity over the past few years has been investing in retirement-oriented mutual fund schemes.
Enter Retirement-Oriented MF Schemes - Retirement-oriented mutual fund schemes are purpose-built investment vehicles designed to cater to the retirement goal of an individual. These schemes offer a unique blend of equity and debt investments, providing growth potential and stability simultaneously. They are typically structured with a lock-in period, thus encouraging investors to stay invested for the long haul. At present, there are 26 retirement solution-oriented schemes. They manage investors’ assets worth Rs 20,000 crore. Around 27 lakh investor accounts or folios are associated with such funds.
Bu hikaye Dalal Street Investment Journal dergisinin July 31, 2023 sayısından alınmıştır.
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Bu hikaye Dalal Street Investment Journal dergisinin July 31, 2023 sayısından alınmıştır.
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