A familiar face on our TVs since the early noughties, Angellica Bell knows her stuff when it comes to saving money. And if there's one thing the 47-year-old, who co-hosts Shop Smart, Save Money on Channel 5, is sure about, it's that Christmas should be all about "making memories, not debt".
The mum-of-two is a huge fan of the festive season but believes that experiences and love should overshadow endless spending in the run-up to the big day.
She tells us, "We're in a cost of living crisis in the UK. Families could consider not buying gifts and just being together and sharing a meal. You really need to live for the moment and enjoy yourself."
From as far back as 2001 Angellica has felt passionately about educating other people on taking a sensible approach to money. She hosted Short Change on CBBC alongside The Gadget Show's Ortis Deley - a show that empowered young people to know about saving, spending and getting value - and most recently joined forces with money expert Martin Lewis on his show, prompting the nation into paying their credit card balances off in full each month.
Angellica's advice to anyone considering taking on debt at this time of year is, "In a nutshell, don't. What we don't want is families to feel that pressure to get into unnecessary debt just to create this magical day. Then New Year creeps in - and so do the bills.
"We can get a little excited at Christmas, but tracking what you spend is vital. Choose time over money and say no to gifts. Just be together."
But what if not giving presents isn't an option?
Diese Geschichte stammt aus der November 20, 2023-Ausgabe von OK! UK.
Starten Sie Ihre 7-tägige kostenlose Testversion von Magzter GOLD, um auf Tausende kuratierte Premium-Storys sowie über 8.000 Zeitschriften und Zeitungen zuzugreifen.
Bereits Abonnent ? Anmelden
Diese Geschichte stammt aus der November 20, 2023-Ausgabe von OK! UK.
Starten Sie Ihre 7-tägige kostenlose Testversion von Magzter GOLD, um auf Tausende kuratierte Premium-Storys sowie über 8.000 Zeitschriften und Zeitungen zuzugreifen.
Bereits Abonnent? Anmelden
'We'd love to do I'm A Celebrity'
Star siblings Princess and Junior Andre tell all in their first exclusive joint photoshoot
LA DOLCE VITA
The idyllic island of Ischia offers a taste of the real Italy
STAY SAFE IN THE SUN THIS SUMMER
At home or abroad, your skin needs protection now more than ever
BEAN FEAST
This Morning chef Marcus Bean shares three filling dishes for all the family
'Society has programmed us to be negative'
TV presenter Melissa Porter opens up about raising her son alone and the lessons she has learnt along the way
Parenting was harder when my kids were little
As Radio 2 DJ Sara Cox launches her own wine range, she tells OK! she won't be sharing it with her teens and how turning 50 is a \"privilege\"
'Fans say they feel represented'
Reality star Lady Paris Smith on the importance of being a good role model and giving positive advice
GET READY FOR SWIFTMANIA!
The long wait is almost over for a legion of Taylor Swift fans, as her record-breaking Eras Tour reaches the UK
I would rather have more flesh and eat more food'
Queen of the TV kitchen for 25 years, Nigella Lawson talks about the pleasures of good cooking, her conversion to the air fryer and why you can't beat a good crisp
'My burns, my scarring, is part of who I am. I try to be at peace with it'
Katie Piper tells OK! about coming to terms with her past, her incredible charity work and blossoming TV career, and how she’s found happiness as a wife and mother of two children