3 ways to...help you keep your finances on track &ndash; these tricks and tips will help you stick to a budget1 Put up barriersIt&rsquo;s so easy to spend money online, so make it harder! Retailers often let you save your card details online, but don&rsquo;t. Needing to get your card and input your details each time takes longer, but it gives you chance to reconsider.2 Be accountableWhen it comes to your goals, going public about them could help. So whether you&rsquo;re saving for a dream holiday or clearing debt, consider sharing your targets on social media and updating your followers with your progress &ndash; just remember to admit it if you go off the rails! It could help keep you motivated, plus you may find support from others pursuing similar goals.3 Make changesStudies show people tend to spend less when using cash compared to plastic; if cash-only isn&rsquo;t feasible for all your spending, focus on your &lsquo;problem areas&rsquo;, whether that&rsquo;s clothes shopping or nights out, and only use cash for those. Also, if you get emails offering discounts on your favourite brands, it can be tempting to spend, even if you weren&rsquo;t planning to. Avoid this by unsubscribing from marketing emails.

CASH SMART

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