Just like every part of our lives since March, Christmas in 2020 is going to be disrupted. And the knock-on effects will be seen in your bank balance.
This list of things to do and things to avoid will hopefully ensure you don’t end up out of pocket.
DO plan your shopping
Writing a list of who you need to buy for and how much you can afford to spend on them will help massively. Make sure to do the same for food and drink.
Not only will this list make the whole process less stressful, you’ll also be able to properly keep on top of your spending.
You might feel that this year has been so bad that splashing out is the only way to give yourself a boost. This could be by showering loved ones with more expensive gifts as a replacement for hugs. Or doubling down on luxury food and drink treats.
This might make you feel better in the short term, but you could regret it in January when you’ve got bills to pay. Christmas is already a time people feel pressured to spend more than they can afford, so don’t make it worse!
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