Is Your Home Properly Insured?
Park Homes & Holiday Caravan|December 2017

Park homes, holiday caravans and lodges not only differ from traditional, brick-built houses because of their construction, but also because of the nature of their tenure and their location. Because of this, it’s important to make sure your home is properly insured with one of the many insurers who specialise in this area. Our A to Z directory is designed to help you find the best specialist insurer, to give you the peace of mind that you are properly covered and potentially save you money into the bargain...

Do you need specialist insurance? Compared to traditional brickbuilt homes, park and holiday homes come with their own unique advantages, as well as some unique risks, where traditional home insurance may not be up to the job of offering the best cover. In addition, because park homes and holiday homes are classified as non-standard construction properties by most traditional house insurers, some of these companies will not even offer cover for park homes or holiday homes.

Specialist insurers will take into account both the advantages and disadvantages of park and holiday homes when creating their policies. Looking at one of the major advantages, park homes and holiday homes are usually located in secure communities, with very little crime.

Specialist insurers are well aware of this and can offer cheaper cover as a result.

Park homes in particular are often occupied by older people who are well used to looking after a home, with less chance of damage inside the home from misuse, especially by children. Other unique benefits also include the timber construction of park homes, meaning they can be relatively cheap to repair in the event of any minor damage which is covered by insurance.

On the riskier side, this timber construction can be more of an issue when it comes to fire damage, a factor which specialist insurers will also take into account.

Continue reading your story on the app

Continue reading your story in the magazine

MORE STORIES FROM PARK HOMES & HOLIDAY CARAVANView All

Is Your Home Properly Insured?

Park homes, holiday caravans and lodges not only differ from traditional, brick-built houses because of their construction, but also because of the nature of their tenure and their location. Because of this, it’s important to make sure your home is properly insured with one of the many insurers who specialise in this area. Our A to Z directory is designed to help you find the best specialist insurer, to give you the peace of mind that you are properly covered and potentially save you money into the bargain...

4 mins read
Park Homes & Holiday Caravan
December 2017

Cutting-Edge Homes From Aspire

Bella Brodie marvels at the first few magnificent lodge models from industry newcomer, Aspire Leisure Homes…

2 mins read
Park Homes & Holiday Caravan
December 2017

Building For The Future

Alex Melvin attends the official unveiling of Tingdene Homes’ state-of-the-art new production facility at its Northamptonshire base and likes what he sees…

4 mins read
Park Homes & Holiday Caravan
December 2017

Rose 50ft X 20

Red Rose Park Homes has added another gorgeous new home to its portfolio for 2018. Andrew Jenkinson reviews England’s Rose, a stunning new family-friendly park home...

3 mins read
Park Homes & Holiday Caravan
December 2017

Moving Made Easy

Having the right people around you as you negotiate your way through the buying process can make things a lot easier. We take a look at Moving Made Easy, a Tingdene Parks’ initiative that does exactly that 

2 mins read
Park Homes & Holiday Caravan
April 2017

Beginning your adventure!

Editor Alex Melvin introduces our fantastic Beginners’ Guide to park home living

1 min read
Park Homes & Holiday Caravan
April 2017

All About Pitch Fee Reviews

Pitch fee changes can often become something of a bone of contention between park and home owners. The Leasehold Advisory Service explains when, and by how much, the charge should be applied...

4 mins read
Park Homes & Holiday Caravan
April 2017

The Seascape

Bella Brodie reviews this innovative new lodge from the team at Prestige & Homeseeker Park & Leisure Homes

4 mins read
Park Homes & Holiday Caravan
March 2017

The Wessex Cranborne

Bella Brodie takes a look at the latest luxurious residential park home from Wessex

5 mins read
Park Homes & Holiday Caravan
March 2017

Orton Grange, near Carlisle

Andrew Jenkinson visits Orton Grange Park, which is just off the A595 to Carlisle, a park with a location that offers both beauty and convenience

4 mins read
Park Homes & Holiday Caravan
March 2017