Her World Malaysia|July 2016

Tired of making the same financial mistakes year after year? Here’s how to break the cycle.

At some point in life, we all make poor financial decisions that cost us our hard-earned money. Either we feel guilty for spending a little too much on things that we don’t need, or struggle to make ends meet during an emergency because we saved less than we aimed to. The good news is, there are ways to get your finances in order. Lum Yook Ye, financial planner at Centum Sage Advisory, encourages building up positive money habits like the endurance to invest and save regularly, as well as rationality when it comes to making decisions. In short, resist being swayed by emotional and psychological biases when making any financial decision.

[ MISTAKE #1: ]

SPENDING MORE THAN YOU EARN

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