AT HOME
TAKE 5 MINUTES TO…
Clean out old files
Having documents with your personal information on them could put you at the mercy of prying eyes. Keep current loan documents, insurance policy paperwork and tax returns. Shred bank and other statements that can be accessed online and any other document with your name, address or ID number.
Protect vital paperwork
Store birth certificates, adoption papers, passports, marriage certificates, divorce decrees and death certificates of family members in a fireproof lock box or safe or at least a three-ring binder with plastic sleeves. To reduce paperwork even more, save important files as PDFs and use the ‘Protection’ or Protect’ function to add a password or restrict editing options.
TAKE 15 MINUTES TO…
Start a home inventory
In case of a burglary, accident or natural disaster, having a list of your assets could allow you to collect more insurance benefits than if you just estimated what had been taken or destroyed. Snap and store photos of your valuables with an app like Sortly (free, www.sortly.com) or the UPHelp Home Inventory app (free, www.uphelp.org).
Call to update your homeowner’s insurance
Many people are either under insured or over insured. Ask your insurance agent to check your coverage, especially if you’ve recently made improvements to your home that may have added square footage or increased its value.
TAKE 30 MINUTES TO…
This story is from the July 2018 edition of Good Housekeeping South Africa.
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This story is from the July 2018 edition of Good Housekeeping South Africa.
Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 8,500+ magazines and newspapers.
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