THE FINANCIAL EXPERIENCE WITH GRANT SABATIER
Athleisure Mag|December 2020
As we continue into the holiday season and get prepared to transition into the New Year, it's time to think about setting our goals. We chatted with best selling financial author Grant Sabatier about how we can assess where we are financially in based on our hapiness and our goals. He shares his tips, how we can stay on budget during the holidays and setting ourselves up for success.

ATHLEISURE MAG: How important is it for you to have a plan for your budget?

GRANT SABATIER: It’s very hard in life to get to where you want to go if you don’t know where you are starting out from and you don’t have a roadmap. A budget is a roadmap and it helps you figure out where you are today, how much money you owe, how much you have saved and even more importantly, it helps you outline the steps that you need to take to get you towards your goals. So a budget is essential for any financial plan. But there is a lot of different ways to budget. A lot of people think that there’s just kind of one way that you have got to track everything on a spreadsheet and that it has to be super boring. But there are a lot of ways you can save and build a budget.

AM: How do you focus on staying within your budget when navigating a pandemic?

GS: Yeah, I think it’s actually a great opportunity to look at where you’re spending your money and to ask yourself 2 questions. #1 How happy did this purchase make me and #2 is it worth it? As we’re all in our homes during this time and we have a little bit of extra time, it’s actually the perfect time to be more mindful about your money. So getting out those credit card statements or those bank statements and just go line by line. Pour a cup of coffee or pour that glass of wine and just look at what you have spent over the past year and I know that that can be a little anxiety producing, but looking at it through the lens of did this make my life better and is it worth it, is often an approach that people don't take. They tend to just look at the dollars and the cents. Then they get upset when they have overspent or in some cases get excited when they have underspent. But when you’re looking through that different lens, I find that it makes it a lot easier to evaluate purchased because you should be spending money on those things that make you happy and bring you joy and cutting back on all of those things that don’t.

AM: Do you have tips for the holidays?

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