Following a year marred by natural disasters, a global pandemic and recession, it’s more important than ever to get our finances back under our control in the new year. But doing so doesn’t have to be hard work. These six achievable resolutions are a great – and easy – place to start …
PAY DOWN THOSE DEBTS
Who doesn’t start every new year with the goal to tackle their debts? But with interest rates now at record lows, 2021 offers a chance to do so like never before.
Loans, mortgages and, to a lesser extent, credit and store cards now have lower rates. If you maintain repayments above the bare minimum each month, you’ll chip away at the principal debt much faster.
Also consider consolidating more expensive debts (that is, those with higher interest rates) into one with a lower rate, such as your mortgage. You’ll pay less interest overall, plus it’s easier to keep track of where your money is going.
GET SMART ABOUT INSURANCE
This story is from the January 18, 2021 edition of WHO.
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This story is from the January 18, 2021 edition of WHO.
Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 8,500+ magazines and newspapers.
Already a subscriber? Sign In
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