Welcome 2021 With A Revisited Portfolio
Dalal Street Investment Journal|January 04, 2021
Hemant Rustagi Chief Executive Officer, Wiseinvest Pvt Ltd.

As we step into 2021, expecting it to be a better year than 2020, both in terms of health and wealth, it would be a great idea to take stock of your portfolio and ensure that it has the right mix of asset classes and products to benefit from the improving economic and market scenario. Although there is no sign of reviewing your portfolio in greater detail at the start of a new year, it does bring discipline into that process. Besides, realigning your portfolio every 12 months makes this process more tax-efficient.

There are a few important aspects relating to your portfolio that require attention on an annual basis. A disciplined approach in analyzing the composition of your portfolio ensures that it remains on track to achieve investment goals over different time horizons as well as protect your asset mix from the risk drift. Here is what you need to do:

1) Define your risk tolerance, if you haven’t done that already.

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