As we step into 2021, expecting it to be a better year than 2020, both in terms of health and wealth, it would be a great idea to take stock of your portfolio and ensure that it has the right mix of asset classes and products to benefit from the improving economic and market scenario. Although there is no sign of reviewing your portfolio in greater detail at the start of a new year, it does bring discipline into that process. Besides, realigning your portfolio every 12 months makes this process more tax-efficient.
There are a few important aspects relating to your portfolio that require attention on an annual basis. A disciplined approach in analyzing the composition of your portfolio ensures that it remains on track to achieve investment goals over different time horizons as well as protect your asset mix from the risk drift. Here is what you need to do:
1) Define your risk tolerance, if you haven’t done that already.
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Interview: Ajit Menon
The most important, if not only, factor of success for an asset manager is in having a consistent good performance track record for its investment platform. In this interview, Ajit Menon, CEO, PGIM India MF, highlights the ways of doing so
Insurance Is Not Investment
Harshad Chetanwala MyWealthGrowth.com
Does high return on equity help investors multiply their wealth faster?
The year 2020-2021 has not been kind to mankind. We all are struggling with the second wave of the corona virus pandemic and there is too much uncertainty.
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Tata Elxsi caters to the demand for complete product development lifecycle from research and development, new product development and testing to maintenance engineering for broadcast, consumer electronics and communications, and continues to grow despite the current critical scenario across the world caused by the pandemic
The Importance Of A Critical Illness Policy
Like life and health insurance, having critical illness insurance is equally important. This is because neither life nor health insurance provides coverage for many of the critical illnesses. Moreover, health insurance would not cover more than hospitalisation expenses. It will fail to cover loss of income that you may face due to the longer time you spend during recovery
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Importance Of Industry Analysis
Stock selection and industry analysis go hand-in-hand. Thorough industry analysis can provide investors with a distinct advantage and may help investors beat the markets consistently. Geyatee Deshpande discusses the contours of industry analysis and explains the key focus area while conducting an industry analysis
Positive Q4 Results
The rising number of corona virus cases and earnings are the factors that may decide the market direction going forward. While the positive results have so far kept market momentum intact, the increasing spread of the second wave of the virus threatens to dislodge the positivity in the markets. Yogesh Supekar analyses the Q4 results while highlighting the hits and misses of the current earnings season while the DSIJ Research Team highlights the sector-wise earnings’ performance this season
Annuity as a Retirement Saviour
Given the economically uncertain times that we now live in, most people prefer to embark on a sound investment plan at an early age to be able to generate a fixed income during their years of retirement. An annuity plan is one such option that locks your investment per month to be able to create a corpus which will pay back a regular amount each month on retirement. The article highlights the pros and cons of annuity plans while comparing them with other options
Do You Really Need Debt Funds In Your Portfolio?
Although an all-equity portfolio may look tantalising for its possibility of creating wealth, investors must also take into consideration the risk and return probability. As such, adding debt to your portfolio could give it the right balance and security, as a study conducted by DSIJ proves