A multi-asset fund, as the name suggests, is a mutual fund scheme having exposure to more than one asset class. It essentially means that in such schemes investors’ money is not concentrated in one particular asset class such as equity, debt, gold, etc. Instead, a proper in-built asset allocation strategy in multi-asset funds ensures asset diversification, thus weeding out any concentration risks in the portfolio. It is worth mentioning that asset allocation is one of the most important aspects of investment that investors should stick to, irrespective of the market cycles.
A proper fund allocation in various asset classes aids in minimising risk and helps generate steady as well as inflation-beating returns. As per the SEBI category definition, a multiasset fund will maintain a minimum exposure of 10 per cent to three or more asset classes. However, depending on the market situations and various other factors, a multi-asset fund strategically changes its allocation with an aim to deliver better returns. Typically, for such a fund, equity exposure can range between 10 per cent and 80 per cent depending on market conditions.
Continue reading your story on the app
Continue reading your story in the magazine
Insurance Is A Must!
Insurance protects us from unexpected expenses. These expenses aren’t planned and are not predictable. They can confront us anytime. In such a scenario, having adequate insurance cover helps us gain financial stability easily by not losing a huge amount of savings. You can choose a simple plan or a premium one depending on your income and requirements
Are Small-Cap & Mid-Cap Funds Still In The Race?
History suggests that small-cap and mid-cap companies tend to grow faster than the large-cap universe in an economic recovery scenario. Hence, we can expect companies from this category to register robust earnings’ growth as we go forward, further supported by a lower base. The article explains this particular phenomenon and provides guidelines to investors
PSU Funds Set To Woo Investors
At a time when the equity market is trading at its lifetime high with stretched valuation, there are very few pockets that give margin on safety and PSE stocks are one of them. The article highlights the reasons why PSU funds are becoming attractive
We Feel The Bull Market Has More Legs To Grow
With all the three engines of economy, namely, consumption, investment and exports firing together after a long time, George Heber Joseph, CEO and CIO, ITI Mutual Fund, opines that this is the right time for investors to take the mutual fund route
SONA BLW PRECISIONS FORGINGS - MOVING IN THE FAST LANE
Over the years, Sona BLW Precision Forgings has expanded its offerings with more focus on the electrification trend which is driving the automotive landscape. This is what will continue to trigger its growth curve
RSWM on a Well-defined Growth Path!
RSWM Ltd is one of the largest manufacturers and exporters of synthetic and blended spun yarns from India.
Strong Demand Momentum Will Remain For The Next 2-3 Years
Withstanding the negative impact of the pandemic very well with support from its raw material suppliers, Sunil Chordia, Chairman and Managing Director, Rajratan Global Wire Ltd., states that the company is looking forward to increasing its production capacity both in Thailand and India along with debottlenecking its Pithampur plant
Relevance Of Value Investing
Looking at the current mood in the market and the way new investors think about stock valuation, it looks like the concept of value investing is outdated. Yogesh Supekar discusses why value investing is not something one should say goodbye to and that it matters even today when everyone is chasing growth
Invest Wisely, Save Tax
With less than five months to go in the current financial year, one of the key issues facing taxpayers is how to invest to save taxes.
Good Times To Last Long For Broking Industry
The broking industry has been the talk of the town owing to the performance of some of the leading companies on the bourses. A phenomenal jump in business and a 360 degree change in business sentiment for the broking industry have turned investment in the stocks of the broking industry a lucrative proposition. However, will the party last long enough for long-term investors or is it just a phenomenon that momentum investors could cash on? Armaan Madhani discusses in this special story why the good times for the broking industry may last longer than one imagines!
5 FOOD that promote a better nights sleep naturally
Whether you have trouble falling asleep or staying asleep, there are many strategies one can take to help improve one’s night sleep. Many choose to opt for sleeping aids, melatonin, essential oils, and more. But did you know that food can actually play a huge role in your night's sleep?
Logitech Ergo K860
Great keys meet great posture
Cool Technologies to Teach Kids About Medicine
The COVID-19 pandemic has made it clear; we need more good doctors, nurses, healthcare workers, and medical technology innovators.
The Hierarchy of Tragedy
In this British series about the AIDS crisis, doom confers importance.
“Take Two Kittens and Call Me In the Morning”
Can Cats Help Humans Be Healthier?
Are you Vitamin C DEFICIENT?
Here’s a fun fact for you: Humans are the ONLY mammals that don’t make their own vitamin C.
Hone Your Skills Making Functional Storage
Living a Better Life with HIV
AIDS is a disease caused by human immunodeficiency virus, which targets and weakens the body's immune system.
No Average Joe
As he pushes past his own personal pain, Dr. Joseph Cofrancesco continues to dedicate his life’s work to helping others.
GARY MILLER Distorted Portraits
Distorted Portraits is a series of colorful mixed-media works in which I explore a contemporary, exaggerated, and dynamic approach to portraiture.