Should You Insure A Project Boat?
Practical Boat Owner|October 2021
Insurance expert Steve Risk has some useful advice for boat owners
Steve Risk

What advice would you give to people looking to buy older/project boats? Before buying any boat, old or new, owners should engage the support of a specialist insurance broker to understand the cover they’ll need.

Insuring older boats can often be more complex. For a boat over 20 years old – or over 10-15 years if made of wood – insurers would expect a condition survey to be carried out to check it is in good working order. This ensures the owner can secure insurance cover – it doesn’t have any effect on premium.

When buying an old boat it’s advisable for potential owners to ensure that a survey has been carried out over the last three to five years, and they should ask the seller if they can see a copy of it for the avoidance of doubt.

Continue reading your story on the app

Continue reading your story in the magazine

MORE STORIES FROM PRACTICAL BOAT OWNERView All

How To Build Yourself A Mini Tugboat For Fun

Determined to build a small, fun boat for his young grandchildren, Ian Royston made one in the style of a cheeky tugboat

5 mins read
Practical Boat Owner
October 2021

How To Get Your Boat Organised

Are you always misplacing tools and spares? Roger Hughes has the answer

6 mins read
Practical Boat Owner
October 2021

Should You Insure A Project Boat?

Insurance expert Steve Risk has some useful advice for boat owners

2 mins read
Practical Boat Owner
October 2021

A winter project

Now’s a great time to start a refurbishment

3 mins read
Practical Boat Owner
October 2021

It's good to talk

Wilf Lower makes a dodgy connection

3 mins read
Practical Boat Owner
October 2021

Going loopy – making a continuous splice

Roger Hughes declutters the cockpit by splicing his furling lines end-to-end into a continuous loop

6 mins read
Practical Boat Owner
October 2021

The HR evolution

Hallberg-Rassy’s reputation for building quality bluewater cruisers evolved from its early 31-38ft models. Peter Poland reports

10 mins read
Practical Boat Owner
October 2021

Summer in the Med

Ned Coakley enjoys affogatos, smart marinas and stunning cliff-edge villages on a Mediterranean cruise from France to Italy and back

10 mins read
Practical Boat Owner
October 2021

When Britannia waives the rules

Profiting from the world while losing its soul

3 mins read
Practical Boat Owner
October 2021

‘I am very much alive!'

A wartime act of kindness is recalled by a survivor of St Helier Yacht Club’s ‘miracle of St Malo’ evacuation, writes Philip Jeune

6 mins read
Practical Boat Owner
October 2021
RELATED STORIES

Be a Constant Learner

Sheila Stanley spent years as a schoolteacher. Now she runs a boating franchise. What do the two have in common? A love of learning.

2 mins read
Entrepreneur
July - August 2021

Local restaurants prep for inside dining

What’s open on the peninsula?

2 mins read
The Weekly Packet
05/21/2020

Evaluating Modern Catamarans

A multihull voyager examines the of key elements offshore cruising cats.

9 mins read
Ocean Navigator
March/April 2020

The Art Of Becoming Fishermen

A voyaging couple's halting efforts learning to gather food from the sea.

9 mins read
Ocean Navigator
March/April 2020

Surveying Boat Security

Important considerations to keep in mind when comparing security systems

6 mins read
Ocean Navigator
January/February 2020

Ocean Proof - How To Prepare For (Nearly) Anything

In the first of a two-part series on planning for bluewater cruising, vicky ellis looks at how to be prepared for almost anything

9 mins read
Yachting World
March 2020

17 years in the (re)making

Boat refurbishing project went off course, but finally makes it to the dock

6 mins read
The Good Life
January 2020

5 Expert Tips To Win A Protest

How to win a protest

4 mins read
Yachting World
January 2020

All-Electric Tugs And Pilot Boats: Are They Ready For Prime Time?

There are electric ferries and tour boats, along with proposals for fully electric containerships, bunker tankers, and barges. But how will all-electric vessels measure up to the extreme power demands of harbor tugs, or the distance and speed requirements of pilot boats?

5 mins read
Professional Mariner
December / January 2020

Enabling Your Boat To Talk

A concerned seller who could not attend the survey and sea trial of his trawler called me, his voice laden with concern: “Jeff, I keep getting text messages that the bilge pump is going off. Are you guys sinking?”

6 mins read
Ocean Navigator
November/December 2019