Happy endings
Horse & Hound|March 18, 2021
The monthly insurance bill seems like yet another drain on resources, until disaster strikes. Emily Bevan discovers when having insurance has saved the day
Emily Bevan

“A 50% chance he wouldn’t return to eventing”

JUSTINE PARKER knew something was wrong with her beloved three-star eventer Alfie (pictured, above) by the way he was standing in the field one morning last May.

Scans revealed the 10-year-old Irish Sport Horse had damaged the sheath of the deep digital tendon flexor in his right fore and he was given a 50% chance of returning to eventing.

“I was devastated as not only do I adore him but it has taken me five years to get him to that level,” says Justine, who is national director of sport at British Showjumping.

Alfie underwent treatment, which included platelet-rich plasma therapy and a stay at a hydrotherapy spa, and Justine meticulously followed rehab instructions from vet Spike Milligan.

However, in October it was determined that Alfie wasn’t progressing as desired so he underwent tenoscopy surgery at Newmarket Equine Hospital.

Justine’s insurance policy with SEIB Insurance Brokers covered all of Alfie’s treatment and included £1,000 cover for alternative therapies, which Justine used for the cold water therapy at the spa and radiofrequency treatment. The excess was £300.

“These situations are stressful and emotional enough without the worry of whether your insurance is going to cover the best treatment,” says Justine. “I was relieved to have a good insurance provider which was quick to process the surgery preauthorisation paperwork, pay any invoices and settle the balance at the vets directly.”

Justine pays £75 per month for her policy, which includes £5,000 for veterinary cover.

Alfie is currently sound and resulting scans have been positive. Spike is pleased with how the horse’s leg looks and is optimistic Alfie will be able to resume his eventing career this year.

“I would have had to put Val to sleep”

Continue reading your story on the app

Continue reading your story in the magazine


Canter clocks up a double

Ros Canter dominates both the CCI3*-L sections, while slick jumping from Emily King and William Fox-Pitt earns them a victory apiece

5 mins read
Horse & Hound
June 03, 2021

Dorothee Schneider

Dorothee Schneider has won team silver and gold at the past two Olympics, and is three-pronged for Tokyo – but competition is hot for a spot on the brilliant German team, says Alice Collins

7 mins read
Horse & Hound
June 03, 2021

The childhood dream

Whether you’re new to ponies or are a hotshot budding event rider, a childhood spent mucking out and mucking in with ponies is one to cherish. Tessa Waugh finds out how to make the most of these years

7 mins read
Horse & Hound
June 03, 2021

Summer colic casebook

Colic can occur at any time, but what are the dangers during warmer months? Andrea Oakes investigates

6 mins read
Horse & Hound
June 03, 2021

Pony-racing chief

Clarissa Daly on spotting future champions and making racing more accessible

3 mins read
Horse & Hound
June 03, 2021

‘As good as gold'

Some special ponies live long in the memories of those they teach to ride. Lucy Elder meets the four-legged heroes of the country’s riding schools

8 mins read
Horse & Hound
June 03, 2021

Oh so special

Carl Hester wows at grand prix level with his Tokyo hope En Vogue, while a newcomer comes away from her first ever Premier League with a win

5 mins read
Horse & Hound
June 03, 2021

Winning comeback for big character

A horse that can be a “handful” comes good, while another bounces back from injury

3 mins read
Horse & Hound
June 03, 2021

‘Quirky' mare noses ahead

Charlotte White and her 21-year-old partner of 10 years Sienna II are victorious in the individual 100 class, while Crown RC clinch the team honours

5 mins read
Horse & Hound
June 03, 2021

Coats Of Many Colours

Why are some hunting coats red, some yellow, some blue? Andrew Sallis MFH explains the history of hunt liveries

7 mins read
Horse & Hound
June 03, 2021



3 mins read
Soap Opera Digest
March 2, 2020

Meghan Markle's Bigger Dreams

She isn’t letting the royal family get in her way.

10 mins read
New York magazine
February 3 – 16, 2020

I'm your dad!

Sonia’s stunned by the arrival of her biological father

2 mins read
TV Times
May 15, 2021



10+ mins read
Golf Digest Middle East
May 2021

“I was lost before Lauren”

It may seem a charmed life, but MasterChef Australia judge Jock Zonfrillo has had serious lows with the highs. He tells Sue Smethurst how love saved him.

9 mins read
The Australian Women's Weekly
April 2021


An in-depth look at the long, often surprising history of one of the most enduring bonds of all

5 mins read
Reader's Digest UK
March 2021

Well Connected

A keen cook and garden lover has had all his wishes answered in the comprehensive reinvention of his Sydney lower North Shore house.

4 mins read
Belle Magazine Australia
February-March 2021


Billy Shaw looks at six bit-part players from our six previous League Cup matches against Brentford…

5 mins read
Tottenham Hotspur Publications
Spurs v Brentford

Alfie could become The Boss – but not yet

The Alfie Barbeary bandwagon was rolling at ever-increasing speed along the road to Twickenham until he picked up an injury last weekend and it will take plenty of stopping the moment he returns, being a Barbeary-sized vehicle.

4 mins read
The Rugby Paper
January 03, 2021

‘Our greatest achievements? OUR HOME LIFE'

West End stars Michael Ball and Alfie Boe tell us why they’re so grateful for their loved ones in this time of uncertainty

3 mins read
December 29, 2020