Save some grief and get insured

Protect your family from financial woes when you die

- with WARREN SHUTE

The past few years, marked by the pandemic and the unfolding tragedies in Ukraine and the Middle East, have been a sobering reminder of how precious and fragile life truly is.

Like many, my wife Nicky and I have felt this, having lost a few close friends far too soon and with little warning.

Behind each death is a story, all too often of a family with money worries.

When death occurs, it’s not uncommon to uncover a financial picture that looks very different from what had been expected. On top of the pain and sadness of losing a loved one, there is suddenly also a financial shock; loss of income, and surprising debts.

Many people consider that they are adequately insured if they have their mortgage covered in the event of their death, but far too many of us don't even go that far.