Gå ubegrenset med Magzter GOLD
Få ubegrenset tilgang til over 9000 magasiner, aviser og premiumhistorier for bare
Prøve GULL - Gratis
How should I allocate MF SIPs in current market conditions?
Mint Chennai
|March 26, 2025
I'm 36, working in a private firm, and started investing in July 2024. My portfolio is valued at ₹17 lakh, and I invest ₹1.15 lakh per month through SIPs.
Of this, 60% goes to mid- and small-cap funds, 15% to sectoral funds such as defence and infrastructure, and the remaining to flexi- and large-caps. My returns are currently negative. Should I change my SIP allocations? Will I still be able to reach my ₹5 crore goal in 10 years?
—Name withheld on request
Your decision to invest in Mutual funds through SIPs for a 10-year goal is correct. Many experts and advisors have been suggesting to follow a diversified approach in mutual fund investing over the last few years. This also included limiting the allocation in mid- and small-cap funds between 15 to 25% of the overall portfolio based on your risk appetite.
Denne historien er fra March 26, 2025-utgaven av Mint Chennai.
Abonner på Magzter GOLD for å få tilgang til tusenvis av kuraterte premiumhistorier og over 9000 magasiner og aviser.
Allerede abonnent? Logg på
FLERE HISTORIER FRA Mint Chennai
Mint Chennai
Inside Bengaluru's quiet recycling revolution
Stories from the alleys and gullies of India
4 mins
November 29, 2025
Mint Chennai
LIC’s response to voting on RIL, Adani resolutions
A Mint story on Friday reported how Life Insurance Corp. of India Ltd, or LIC, had approved or never opposed resolutions proposed before shareholders of Reliance Industries Ltd (RIL) or any Adani Group company since 1 April 2022, even as it rejected similar proposals at other large companies.
1 min
November 29, 2025
Mint Chennai
Tech focus drives Meesho's IPO prep
lier thismonth.
1 mins
November 29, 2025
Mint Chennai
Former DBS CEO is Temasek India's new non-exec chair
Piyush Gupta, the former chief executive of DBS Group, has joined Singaporean state-owned multinational investment firm Temasek as India chairman, albeit in a non-exec role, and will work with Ravi Lambah, head of India and strategic initiatives, the firm said. He will join on 1 December.
1 mins
November 29, 2025
Mint Chennai
Apple's 5th India store to open in Noida soon
Apple announced on Friday it will open its fifth retail store in India on 1 December in Noida's DLF Mall of India—marking its second store in the National Capital Region after Delhi, which opened in April 2023.
1 min
November 29, 2025
Mint Chennai
The ghosts that the wind and wildlife mimic
I couldn't be someone knocking on my door, could it?
5 mins
November 29, 2025
Mint Chennai
Everything that’s wrong with India’s development story
This new book inquires into the conditions under which India has tried to develop in the past 75-plus years
4 mins
November 29, 2025
Mint Chennai
Recreating Dharmendra's timeless style
The late movie superstar was the definition of what it means to have a strong personal style
1 min
November 29, 2025
Mint Chennai
Unfussy local bars make a comeback
Neighbourhood spots with affordable pricing and good food are back in the spotlight
3 mins
November 29, 2025
Mint Chennai
Women as custodians of Monpa heritage
The Monpa community in western Arunachal Pradesh is reviving its craft traditions and ploughing the surplus income into wildlife, habitat and heritage conservation
6 mins
November 29, 2025
Listen
Translate
Change font size