Natalie Hasford, 32, made a false claim to Aviva stating she was a passenger in a collision in May 2014.
After going for a medical exam she gave fake information about her injuries and was referred for physio treatment costing more than £1,000, Manchester magistrates court heard.
Hasford, from Altrincham, then received a cheque for £3,700.43 in settlement for her personal injury claim.
She has since pleaded guilty to fraud by false representation and has now been handed a community order and ordered to pay back all the funds in compensation.
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