Shree Dhan has long been a saviour of families in difficult times & it was in the same context that women from medieval times used to save independently, Hence the concept of financial planning for women has not been new.
It has been said in the Indian context that women go through two stages in life, Pre marriage & post married life & in both the stages they are under either father or husband, but in changing times all these myths are changing, today’s women in independent right from the time she stands on her feet (gains employment) & hence need to plan for her finances accordingly. Be it her pre married earnings where she can support her family & parents or her post married status where she can support both her parents as well as her husband both scenarios require careful financial planning. Women not just need financial planning for themselves but also for their family. The financial planning will come in handy in case of demise of the bread earner in the family.
The goals can vary depending upon the age & marital status like a young earning girl would like to save for her weeding or some additional/vocational education. A married woman may like to help her husband in buying a house or plan for dream vacation. Each goal requires different kind of planning depending upon how near or far the goal is. The goals can change depending upon the life events as well & unforeseen contingencies, so the investment should change accordingly.
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