NPS is a defined contribution schemes i.e. what an investor accumulate and get as pension after retirement is depended on how much is put into the scheme. The return, therefore, is not guaranteed but depends on performance of underlying assets. What makes NPS stand out amongst several other investment alternatives are its low-cost, easy accessibility and an option to build a corpus through market-linked asset classes.
Anyone between the ages 18-65 can join NPS, with a minimum investment of Rs 1,000 a year after fulfilling the KYC requirements. One gets a Permanent Retirement Account Number (PRAN) which captures all the data including personal details and transactions. At age 60, the contributions stops and one is allowed to withdraw up to 60 percent of the corpus while annuity starts on the balance 40 percent of the NPS corpus from any of the designated annuity providers.
この記事は Investors India の April 2021 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、8,500 以上の雑誌や新聞にアクセスしてください。
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この記事は Investors India の April 2021 版に掲載されています。
7 日間の Magzter GOLD 無料トライアルを開始して、何千もの厳選されたプレミアム ストーリー、8,500 以上の雑誌や新聞にアクセスしてください。
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