This is your last crack at the old rules. We help you make the most of them.
EXCITED ABOUT THE NEW TAX LAW?
Well, keep calm as you sit down to do your 2017 return. With just a couple of exceptions, neither the promising nor the threatening changes will affect the bottom line on the forms due this April. If you itemized in the past, you’ll probably itemize again. And if your personal situation in 2017 was similar to what it was the year before, your tax bill probably won’t change much, either.
However, if you took steps toward the end of 2017 to prepare for the new law, you may encounter some speed bumps on the road to filing your tax return. Luckily, you’ll have a couple more days to figure things out. Because April 15 is on a Sunday and April 16 is a holiday in Washington, D.C., you have until April 17 to file your federal tax return. But don’t use that as an excuse to procrastinate. Filing early is the most effective way to prevent identity thieves from stealing your refund. Getting a jump on your return also reduces the risk that you’ll make errors that could cost you money or attract unwanted attention from the IRS.
Get rewarded for philanthropy.
While the new law preserves the deduction for charitable contributions, fewer taxpayers will benefit from it after 2017 because more people will claim the standard deduction (see “The New Rules of Philanthropy,” on page 66). With that in mind, many taxpayers increased their charitable giving at the end of 2017. Schwab Charitable, a donor-advised fund that allows donors to make deductible contributions in one year and distribute the funds later, says 91% more accounts were opened during the last six months of 2017 than over the same period in 2016.
ãã®èšäºã¯ Kiplinger's Personal Finance ã® April 2018 çã«æ²èŒãããŠããŸãã
7 æ¥éã® Magzter GOLD ç¡æãã©ã€ã¢ã«ãéå§ããŠãäœåãã®å³éžããããã¬ãã¢ã ã¹ããŒãªãŒã8,500 以äžã®éèªãæ°èã«ã¢ã¯ã»ã¹ããŠãã ããã
ãã§ã«è³Œèªè ã§ã ?  ãµã€ã³ã€ã³
ãã®èšäºã¯ Kiplinger's Personal Finance ã® April 2018 çã«æ²èŒãããŠããŸãã
7 æ¥éã® Magzter GOLD ç¡æãã©ã€ã¢ã«ãéå§ããŠãäœåãã®å³éžããããã¬ãã¢ã ã¹ããŒãªãŒã8,500 以äžã®éèªãæ°èã«ã¢ã¯ã»ã¹ããŠãã ããã
ãã§ã«è³Œèªè ã§ã? ãµã€ã³ã€ã³
A SOLID YEAR FOR THE KIPLINGER 25
All but one of our favorite actively managed, no-load mutual funds gained ground as markets recovered.
YOUR VACATION HOME COULD PROVIDE TAX-FREE INCOME
If you plan to rent out your vacation home, it's important to understand how your proceeds will be taxed.
IT'S NOT YOUR IMAGINATION: YOUR CEREAL BOX IS SHRINKING
To avoid raising prices, some manufacturers are reducing the size of common grocery items. Hereâs how to fight back.
SHOULD YOU WORRY ABOUT BEING LAID OFF? IT DEPENDS ON YOUR INDUSTRY
Downsizing has hit certain sectors. But cutbacks may be slowing, and some companies are expanding.
How identity thieves are exploiting your trust
Con artists themselves are disguising as well-known brands to steal your money and personal information.
CUT THE COST OF YOUR WIRELESS BILL
AT&T, T-Mobile and Verizon dominate the market, but smaller outfits offer similar network coverage at lower prices.
MAKING HOME ENERGY MORE AFFORDABLE
Households in need can get energy-efficiency upgrades, help with utility bills and more from this nonprofit.
A HEAD START FOR SAVERS
The Saver's Credit is designed to help low- and middleincome taxpayers contribute to a retirement account.
Say I Love You With a Money Date
To nurture a lasting bond with your partner, meet regularly to talk about money.
Plan for Your Own Elder Care
AFTER I wrote a series of columns in 2022 about elder care planning for family members, I received a number of responses like this one: âWhat about married couples who have no children or whose family members donât live nearby?â wrote one reader. âOr a single individual with no close relatives? How should these people plan for their own elder care?â