मैगज़्टर गोल्ड के साथ असीमित हो जाओ
10,000 से अधिक पत्रिकाओं, समाचार पत्रों और प्रीमियम कहानियों तक असीमित पहुंच प्राप्त करें सिर्फ
कोशिश गोल्ड - मुक्त
I'm angry I've time wasted with the Help to Buy ISA'
Evening Standard
|June 19, 2024
Millions of first-time buyers have their savings trapped in deposit schemes that have not kept pace with house price inflation.
When Sophie Barber opened a Help to Buy ISA in 2016, she hoped it would help her save towards a deposit for her first home. Introduced in 2015, the savings account allows holders to pay in £200 a month and receive a 25 per cent "top-up" from the Government. Savers can stash up to £12,000, receiving a £3,000 bonus.
But 27-year-old Barber, who lives in London, quickly realised that house prices were rising faster than a maximum saving of £15,000 could help with. There was also the property price cap (£250,000, rising to £450,000 in London) to contend with.
"[The] limit would make it almost impossible to use the ISA in the area I wanted to buy," she says. "I decided to open a LISA as a replacement in 2021 but I'm angry that I have wasted my time completely with the Help to Buy ISA."
यह कहानी Evening Standard के June 19, 2024 संस्करण से ली गई है।
हजारों चुनिंदा प्रीमियम कहानियों और 10,000 से अधिक पत्रिकाओं और समाचार पत्रों तक पहुंचने के लिए मैगज़्टर गोल्ड की सदस्यता लें।
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