Fake policies costing young drivers £2000 on average

Insurance giant Aviva has said it is detecting rising number of ghost broking cases-and is warning young drivers they could lose around £2,000 typically by buying a fake motor insurance policy.

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The insurer said young drivers aged 17 to 25 are the primary target of ghost brokers.

Its data indicates that, on average, young drivers are losing £2,000 each when they buy fake car insurance policies from ghost brokers.

This includes the average premium paid to a ghost broker (£1,700) and the extra fees (£300) charged by ghost brokers selling fraudulent policies.

Aviva said ghost broking detections are running higher this year than in 2024.

Ghost brokers are not real insurance brokers but criminals luring motorists in with fake policies that appear cheap.