SOON, AI WILL SHOP FOR YOU — AND PAY WITH YOUR MONEY

Al agents to securely shop, decide, and pay on behalf of UAE Visa, Mastercard users soon

- BY JUSTIN VARGHESE

If you use a Visa or Mastercard in the UAE, your next online shopping spree could happen without you even clicking “checkout.”

Both payment giants are introducing new systems that allow artificial intelligence to search, decide, and pay for purchases using your card — safely and within limits you set.

It's part of what’s being called agentic commerce — a new era where Al agents act as verified shoppers on your behalf.

Picture this: you tell your AI assistant, “Book me a flight to Bali and find a matching swimsuit.” Within seconds, it scans prices, picks deals that match your preferences, and pays automatically.

That's exactly what Visa's Intelligent Commerce and Mastercard's Agent-Pay are designed to do.

Mastercard's new AgentPay, built with Microsoft, takes payments to the next level. It connects AI chat systems directly to Mastercard's secure payment network. That means your AI can plan, source, and pay — all within a single chat.

Visa’s Intelligent Commerce does the same. It works with OpenAI, Anthropic, Microsoft, and Stripe to bring generative AI into everyday payments. As per Mastercard's announcement earlier this year, both systems turn your AI into a “trusted agent” — able to make purchases just like you would, only faster.

HOW MASTERCARD, VISA AGENTS WORK