Plan ahead to avoid a repair cost bombshell

Millions of households in the UK wouldn't be able to cover the cost of a basic emergency home repair as they simply don't have enough cash in the bank.

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Half of all households have less than £1,000 in savings, while a third have less than £500 and 15% have nothing at all, according to new research from MyBuilder.com.

With the average emergency repair running into four figures, many Brits could struggle to pay for urgent work, from burst pipes and broken boilers to leaks and faulty wiring.

Costs rise sharply for callouts outside normal working hours.