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India makes faster payments than any other country: IMF
Hindustan Times Chandigarh
|July 11, 2025
India now makes faster payments than any other country with the quick growth of Unified Payments Interface (UPI), and the usage of other instruments, including debit and credit cards, is on the decline, according to an International Monetary Fund (IMF) note.
UPIis an instant and real-time payment system developed by National Payments Corp. of India (NPCI) to facilitate inter-bank transactions through mobile phones.
IMF's Fintech Note titled ‘Growing Retail Digital Payments: The Value of Interoperability’ said that since its launch in 2016, UPI has grown quickly, while some proxies for cash usage have begun to decline. UPI now processes more than 18 billion transactions per month and dominates other electronic retail payments in India.
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