Analysts predict business loans to increase in Q4

Business loans will likely pick up this quarter from the prior three months, both from large corporations and small businesses, while the Bank of Thailand's regulations to support the government's debt relief programme provide financial institutions options in managing nonperforming loans (NPLs), say analysts.

- NAREERAT WIRIYAPONG

Large corporate loan demand will increase quarter-on-quarter in the final three months of 2025 for the purposes of investment, while small and medium-sized enterprises (SMEs) will likely require more loans for working capital, said Weerapat Wonk-urai, an analyst at CGS International Securities (Thailand).

In addition, consumer loan demand is expected to rise for auto loans thanks to year-end promotions from car manufacturers and the International Motor Expo in December.

Demand for housing loans and credit card loans will likely remain unchanged from three months prior, he said, citing findings from the central bank's Senior Loan Officer Survey.