La industria financiera internacional ha reportado que el abuso telefónico como mecanismo de fraude creció de manera exponencial el primer semestre de 2023 en México: "Los cargos no reconocidos en el historial de crédito, principalmente transacciones sin tarjeta física, es decir, telefónicas o por internet, se han convertido en una de las principales causas de denuncias ante la Comisión Nacional para la Protección y Defensa de los Usuarios de Servicios Financieros (CONDUSEF)", explica Marco Guillén, director de Ciberseguridad de Grupo Coppel. Y sí: por desgracia, todas conocemos a alguien (incluso nosotras) que ya ha tenido un precedente con algún intento de fraude bancario en estas modalidades. Por eso, hoy quise hablar de este tema y contarte cómo mantener tus datos seguros, de la mano de los expertos que me aclararon varias dudas y brindaron los mejores consejos.
LOS FRAUDES MÁS COMUNES
El phishing: "Los estafadores se hacen pasar por un banco o una tienda para obtener nuestros datos, como usuario, contraseña, dirección y otros, para así robar nuestra identidad y obtener un beneficio", asegura Marco. Si bien este fraude comenzó a través de correos electrónicos, ya tiene sus variantes, como el smishing (mediante mensajes en diferentes aplicaciones) y el vishing (por medio de llamadas telefónicas). Por otro lado, están las compras o ventas fraudulentas de servicios y productos en páginas habilitadas para esta actividad.
Diese Geschichte stammt aus der Septiembre 2023-Ausgabe von Cosmopolitan México.
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Diese Geschichte stammt aus der Septiembre 2023-Ausgabe von Cosmopolitan México.
Starten Sie Ihre 7-tägige kostenlose Testversion von Magzter GOLD, um auf Tausende kuratierte Premium-Storys sowie über 8.000 Zeitschriften und Zeitungen zuzugreifen.
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