NOW that the festive season is around the corner, criminals will try to take advantage of consumers who are receiving their bonuses or stokvel payout, resulting in many scams. But what happens when you lose your bank card or you experience card fraud? The tips below will help you avoid card fraud.&nbsp;BE VIGILANT&nbsp;Kalyani Pillay, CEO of the South African Banking Risk Information Centre (SABRIC), says criminals are always looking for opportunities to defraud people, particularly at this time of year when they know that people are winding down for the holidays and will be spending their bonuses.&nbsp;&ldquo;Be aware of the latest crime trends so that you do not become a victim. Lost and stolen card fraud&nbsp;is still on the increase. Do not accept any assistance at ATMs. By interrupting you at the ATM, bank cards are swopped, stolen or trapped in the ATM, only to be used later by the fraudster. PIN numbers are easily acquired by shoulder surfing, enabling the fraudster to use the card immediately. Be extremely vigilant when it comes to giving out personal and confidential information,&rdquo; advises Kalyani.&nbsp;TIPS FOR SAFE MOBILE BANKING&nbsp;Most people enjoy online and mobile banking, forgetting that they are putting themselves in a position to get scammed.&nbsp;Ensure the Online Secure option is activated on your credit card as it provides extra security when shopping online.&nbsp;If you use cellphone or internet banking, memorise your PIN and log in password, never write them down, share them with anyone and make sure no one can see you entering them.&nbsp;If you think your pin or password have been compromised, change them immediately.&nbsp;Never access your bank&rsquo;s website through a link in an SMS or through a public Wi-Fi network, it&rsquo;s not secure and your credentials could be hacked. Rather disable the Wi-Fi and switch to your cellular data. Make use of the mobile banking apps provided by your bank as they are secure.&nbsp;REPORTING A LOST CARD&nbsp;Most people take time to report the matter when their cards have been stolen or if they have experienced card fraud.&nbsp;According to SABRIC, lost and or stolen cards accounted for 56,2 percent of card fraud losses last year.&nbsp;&nbsp;&ldquo;FNB is currently issuing 100% contactless cards for new customers as well as existing customers who may need a replacement card. We&rsquo;re seeing a growing number of customers who prefer to use contactless payments,&rdquo; says Chris Labuschagne, CEO of FNB Credit Card.HOW TO AVOID BANK CARD FRAUDRyan Prozesky, CEO of Value Banking Solutions at FNB, says fraudsters go to extreme measures to&nbsp;trick customers out of their hard earned money.&ldquo;Don&rsquo;t wait until you become a victim of fraud to familiarise yourself with important measures to keep your bank cards safe,&rdquo; says Ryan.Chris adds, &ldquo;Bank cards have many security features which are designed to minimise fraud while improving convenience, but card safety is a two way street that requires consumers to exercise caution to avoid falling victim to fraudulent activities.&rdquo;DO&rsquo;SReview your account statements regularly and query any unfamiliar transactions with your bank.If you have debit, cheque and credit cards, don&rsquo;t use the same pin for all of them.Always ensure the amount reflecting on the EFT machine is the correct purchase amount before entering your pin.Keep your transaction slips&nbsp;and check them against your statements to spot any suspicious transactions and query them immediately.You can temporarily block and unblock your cards using your banking app if you suspect you may have lost your card.Store your bank&rsquo;s call centre number on your cell phone so that you have it handy should you need to stop your card.Subscribe to your bank&rsquo;s SMS notification services; this will inform you of any transactional activity on your account.DON&#39;TS Never let your card out of your sight when making payments.Do not send or respond to e-mails that ask you to quote your card number and expiry date.Never accept help from strangers when using an ATM.Should your card be retained by an ATM, block it before you leave the ATM.

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is the World's largest and fastest growing self-service, cross-platform digital newsstand with over 87 million users since its inception in 2011 and thousands of magazines and newspapers across 40+ categories and 60+ languages. Headquartered in New York, Magzter has its local presence in Amsterdam, London, Mexico City, Chennai, Mumbai, New Delhi, Bengaluru, Singapore, and will soon be expanding to other countries. Founded by global entrepreneurs, Girish Ramdas and Vijay Radhakrishnan in June 2011, Magzter enables magazine and newspaper publishers around the world to create and deliver digital editions of their titles to global consumers.

n. We will also use usage information in order to ensure users adhere to our Terms of Use. For example, a user’s usage information will help us confirm that a user only downloads a magazine or other content a permitted number of times or to a permitted number of devices.

which gives digital readers unlimited access to 8,500+ magazines and newspapers for a monthly subscription price. Magzter also has the largest number of stories in the world with its game-changing ezRead 2.0 feature for its apps, which enables smartphone and small-screen mobile users to enjoy magazine content the way it was meant to be enjoyed, with article text that is easy to read and is accompanied by stunning videos and high resolution photography.

{{magzter}} is the World's largest and fastest growing self-service, cross-platform digital newsstand with over 87 million users since its inception in 2011 and thousands of magazines and newspapers across 40+ categories and 60+ languages. Headquartered in New York, Magzter has its local presence in Amsterdam, London, Mexico City, Chennai, Mumbai, New Delhi, Bengaluru, Singapore, and will soon be expanding to other countries. Founded by global entrepreneurs, Girish Ramdas and Vijay Radhakrishnan in June 2011, Magzter enables magazine and newspaper publishers around the world to create and deliver digital editions of their titles to global consumers.