YOU&rsquo;VE WORKED SO HARD&nbsp;to get your financial you-know-what in order and then&hellip;whammo! Hackers swoop in to grab your info, leaving you&mdash;and your money&mdash; vulnerable. It&rsquo;s maddening, and dealing with it can feel overwhelming. Of course it&rsquo;s not your fault, but most of us can do more to prevent data thieves from gaining easy access to our bank accounts, credit card numbers, and other personal information. Here&rsquo;s how to protect yourself against the inevitable security breach.ALWAYSManually enter account info.&nbsp;Sure, saving passwords and credit cards online makes banking and shopping convenient, but it also means you&rsquo;re trusting big companies to protect your data (and just because they&rsquo;re big&nbsp;doesn&rsquo;t mean they&rsquo;re secure). Clear all automatic-entry data in your browser settings. Manually typing credit card numbers not only is safer but also curbs impulse spending.Create unique passwords.&nbsp;Maybe you&rsquo;ve created a secure password like &ldquo;PSwRD123,&rdquo; but when you use a similar one (like &ldquo;PSwRD456&rdquo;), a hacker with access to one can more easily figure out the other. Using new word combos for all your accounts really is the best way to protect yourself. I keep track of all of mine on a spreadsheet and opt for&nbsp;multi-factor&nbsp;authentication whenever it&rsquo;s offered.SOMETIMESSign up for fraud alerts.&nbsp;If you spot a suspicious charge on your bill, it&rsquo;s important to be vigilant about your account activity. An alert, which lasts for 90 days,&nbsp;forces creditors to contact you to verify your identity before they open an account. It&rsquo;s a free service you can get from&nbsp;creditwise&nbsp;.capitalone.com or, sometimes, from your credit card.Freeze your credit.&nbsp;If a charge triggers a fraud alert, definitely lock down your credit. A freeze restricts access to your credit report, making it tough for identity thieves to open accounts in your name. To set up a freeze, call each&nbsp;of the major credit-reporting agencies and pay a fee (usually $5 to $10). For an added cost, you can temporarily access your credit (to open an account, for example). Otherwise, a freeze will last until you choose to lift it.NEVERGive account numbers over the phone.&nbsp;I&rsquo;ve gotten scary calls saying I owe money to the IRS and I may be arrested. Government agencies will send official letters to track you down; they&rsquo;ll never call you. Just hang up, then block the number through your service provider.Respond to bank emails.&nbsp;Your bank might send emails with balance alerts or financial tips, but they&rsquo;ll never want a response this way. If you receive a request for your account numbers, even if it&rsquo;s in an official-looking email, delete it or mark it as spam.&nbsp;Bottom line: Always call your bank directly&mdash; if they need your info, they&rsquo;ll tell you then. The power to stay safe is always in your hands.

Protect Yourself And Your Money

The New Yorker

THE INSTIGATOR

BLAME GAME

AMERICAN CHRONICLES - THE RIGHT TO HUG

PERSONAL HISTORY - TABULA RASA

A REPORTER AT LARGE - CONVICTION

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BOOKS - FORGET IT

A CRITIC AT LARGE - OFF THE LEASH

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Consolation

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which gives digital readers unlimited access to 8,500+ magazines and newspapers for a monthly subscription price. Magzter also has the largest number of stories in the world with its game-changing ezRead 2.0 feature for its apps, which enables smartphone and small-screen mobile users to enjoy magazine content the way it was meant to be enjoyed, with article text that is easy to read and is accompanied by stunning videos and high resolution photography.

{{magzter}} is the World's largest and fastest growing self-service, cross-platform digital newsstand with over 87 million users since its inception in 2011 and thousands of magazines and newspapers across 40+ categories and 60+ languages. Headquartered in New York, Magzter has its local presence in Amsterdam, London, Mexico City, Chennai, Mumbai, New Delhi, Bengaluru, Singapore, and will soon be expanding to other countries. Founded by global entrepreneurs, Girish Ramdas and Vijay Radhakrishnan in June 2011, Magzter enables magazine and newspaper publishers around the world to create and deliver digital editions of their titles to global consumers.