The Camera Adds 10 Points
Car and Driver|August 2018

Why have insurance companies failed to embrace dash cams?

Matthew Jancer
The Camera Adds 10 Points

“IF ONLY I’D HAD A VIDEO,” you might’ve thought at one point, “I could prove that that scumbag ran the two-way stop,” or “I could prove he rolled backward” or any of the other stupid things people do. You’ve been on YouTube, so you know that everybody in Russia—and, to a lesser extent, in other European countries—has a dash-mounted camera. They’re catching on here. In 2017, Americans bought 237,000 of them, and sales are projected to rise to 285,000 units by year’s end, says Danielle Cassagnol, a spokesperson for the Consumer Technology Association. Why, then, do auto-insurance companies still not offer a discount for using one, have no standard policy on accepting or reviewing footage, and refuse to nudge you to get one when they practically beg for post-accident photographs?

This story is from the August 2018 edition of Car and Driver.

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This story is from the August 2018 edition of Car and Driver.

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