At 25 Angel Rich had a successful corporate career and cushy income and owned two cars. Yet she knew something was missing. During a trip to Africa, she discovered what that void was and realized her purpose: &ldquo;I needed to quit my job to be able to provide equal access to financial literacy across the world.&rdquo; Determined to make a change, Rich drastically modified her lifestyle&mdash;often going hungry. Now, as the CEO of The Wealth Factory, the 31-year-old helps others climb their way out of poverty. Credit Stacker, her first game app to come to market, has boasted 250,000 downloads and educated people in 60 countries about their finances. Here the D.C. native, who has been hailed as one to watch, explains how she made it all happen.ESSENCE: What was the motivation behind Credit Stacker?ANGEL RICH:&nbsp;When I looked around, I felt as though ignorance was heightening worldwide, or at least throughout America, as a result of video games. Health, wealth and even social relations were decreasing. At the other end of the spectrum, there was this amazing opportunity to teach people through this medium, because it simulates life. So I said, &ldquo;Okay. Well, what&rsquo;s the number one thing we should simulate and what&rsquo;s the number one problem we will fix?&rdquo; The answer to all of that was&nbsp;finance.ESSENCE: What was the biggest hurdle in going from a near six-figure job at Prudential to going it alone with The Wealth Factory?RICH:&nbsp;Definitely the funding. Originally I had $100,000 saved up. It was fine at first. At the 18-month mark, I thought I should be in a position to be able to raise money. That&rsquo;s what my accelerator had told me. But at that point, I started to experience the racism and sexism that exists in fund-raising. People who don&rsquo;t even have a product were bringing in ten times the amount I was. It&rsquo;s been frustrating trying to get to the number I think I should garner, given my accomplishments.ESSENCE: What are some of the strategies you&rsquo;ve implemented to grow your business?&nbsp;RICH:&nbsp;When seeking investors, I employ what I call a &ldquo;cyclone effect.&rdquo; It&rsquo;s When seeking investors, I employ what I call a &lsquo;cyclone effect.&rsquo; It&rsquo;s in-your-face marketing.in-your-face marketing: I want to be in every single place that you are, see and touch. I&rsquo;m going to figure out where you go, where you hang, where you like to eat. I will get to know your entire inner circle until I find a way to get closer. I&rsquo;m going to put advertisements in places where I know you will see it. I&rsquo;m going to attend, and try to speak at, events I know you&rsquo;ll attend.ESSENCE: What&rsquo;s been the most rewarding part of being CEO of your own company?&nbsp;RICH:&nbsp;Being recognized as an innovator. That has been a goal of mine since I was 3 years old. This year I actually made the Most Influential People of African Descent Under 40 list. Assisting others has also been rewarding. I&rsquo;ve helped put some folks through college this year. It&rsquo;s amazing.&nbsp;

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Girish Ramdas is the Co-founder and CEO of Magzter, a New York based startup that has been making waves in the global digital publishing business. Magzter has crossed 80 million users since its inception in 2011 from more than 150+ countries with 1000s of magazines, newspapers and books from more than 4,500 publishers worldwide. He has more than 25 years of experience in cross-platform publishing, including print, mobile, and Web development. During this period, he has co-founded and run three successful start-up businesses. He has enabled magazine companies to go digital and helps them monetize their content across the digital world. Girish's deep industry experience in online, mobile and publishing ecosystems has made him an expert in acquisition, marketing and monetizing digital content across platforms globally.

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Magzter Inc. is the World's largest and fastest growing self-service, cross-platform digital newsstand with over 80 million users since its inception in 2011 and thousands of magazines and newspapers across 40+ categories and 60+ languages. Headquartered in New York, Magzter has its local presence in Amsterdam, London, Mexico City, Chennai, Mumbai, New Delhi, Bengaluru, Singapore, and will soon be expanding to other countries. Founded by global entrepreneurs, Girish Ramdas and Vijay Radhakrishnan in June 2011, Magzter enables magazine and newspaper publishers around the world to create and deliver digital editions of their titles to global consumers.

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Magzter offers the world’s largest {{allyoucanread}} subscription service called {{gold}} which gives digital readers unlimited access to 8,500+ magazines and newspapers for a monthly subscription price. Magzter also has the largest number of stories in the world with its game-changing ezRead 2.0 feature for its apps, which enables smartphone and small-screen mobile users to enjoy magazine content the way it was meant to be enjoyed, with article text that is easy to read and is accompanied by stunning videos and high resolution photography.

Magzter offers the world’s largest “All-You-Can-Read” subscription service called Magzter GOLD which gives digital readers unlimited access to 8,500+ magazines and newspapers for a monthly subscription price. Magzter also has the largest number of stories in the world with its game-changing ezRead 2.0 feature for its apps, which enables smartphone and small-screen mobile users to enjoy magazine content the way it was meant to be enjoyed, with article text that is easy to read and is accompanied by stunning videos and high resolution photography.

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Prior to Magzter, he was the President of Dot Com Infoway (DCI) and Galatta Media. His duties included strategic marketing, partnership development, and monetizing content globally. DCI grew from a small team of 3 in 2000 to 300 by 2011 and was dealing with web, software and app development for clients globally.

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is the World's largest and fastest growing self-service, cross-platform digital newsstand with over 87 million users since its inception in 2011 and thousands of magazines and newspapers across 40+ categories and 60+ languages. Headquartered in New York, Magzter has its local presence in Amsterdam, London, Mexico City, Chennai, Mumbai, New Delhi, Bengaluru, Singapore, and will soon be expanding to other countries. Founded by global entrepreneurs, Girish Ramdas and Vijay Radhakrishnan in June 2011, Magzter enables magazine and newspaper publishers around the world to create and deliver digital editions of their titles to global consumers.

n. We will also use usage information in order to ensure users adhere to our Terms of Use. For example, a user’s usage information will help us confirm that a user only downloads a magazine or other content a permitted number of times or to a permitted number of devices.

which gives digital readers unlimited access to 8,500+ magazines and newspapers for a monthly subscription price. Magzter also has the largest number of stories in the world with its game-changing ezRead 2.0 feature for its apps, which enables smartphone and small-screen mobile users to enjoy magazine content the way it was meant to be enjoyed, with article text that is easy to read and is accompanied by stunning videos and high resolution photography.

{{magzter}} is the World's largest and fastest growing self-service, cross-platform digital newsstand with over 87 million users since its inception in 2011 and thousands of magazines and newspapers across 40+ categories and 60+ languages. Headquartered in New York, Magzter has its local presence in Amsterdam, London, Mexico City, Chennai, Mumbai, New Delhi, Bengaluru, Singapore, and will soon be expanding to other countries. Founded by global entrepreneurs, Girish Ramdas and Vijay Radhakrishnan in June 2011, Magzter enables magazine and newspaper publishers around the world to create and deliver digital editions of their titles to global consumers.