OF MOBILE VANS AND MOBILE APP PAYMENTS
PCQuest|May 2020
Rohit Kumar, CEO & CMD, XPay.Life talks about how they help with bill payments in rural and Tier-2/3 cities via ATP kiosks, PoS machines and mobile vans at the same time providing earning opportunities to franchisees as well
Sunil Rajguru
OF MOBILE VANS AND MOBILE APP PAYMENTS
How does the whole thing work? The process of payments for B2B and B2C?

The B2B and B2C processes are quite different from each other. For individual customers, the ease of usage is important. The process of utility bill payment for the customers is facilitated by digital solutions such as mobile applications and the website. We cater to the B2B sector by offering ATP kiosks, PoS machines, and mobile vans to the billers and providing earning opportunities to the franchisees as well. These will facilitate bill payment to the customers who reside in the Tier2 and Tier3 cities as well as the rural areas of the country.

What are the benefits for merchants and for consumers?

Customers can benefit from the seamless process of immediate and secure payment of their utility bills from the mobile app and online Web. The platform also enables them to use cash as a form of digital payment along with other digital payment methods such as UPI, credit/debit cards, Internet banking, mobile banking, and using UPI payments. There are zero convenience fees/Internet charges for below and above Rs 2000, hence customers need not pay a single penny extra on their bill.

They can also avail the banking facilities that the mobile van provides along with facilitating bill payment. This is a boon to a customer who resides in the most remote area of the country and would need to travel more than 40–50 km at the cost of his daily wage either to pay utility bills or to access an ATM. The merchants can own a PoS machine and the mobile van on ownership or franchisee models and earn extra income without any potential risks.

This story is from the May 2020 edition of PCQuest.

Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 8,500+ magazines and newspapers.

This story is from the May 2020 edition of PCQuest.

Start your 7-day Magzter GOLD free trial to access thousands of curated premium stories, and 8,500+ magazines and newspapers.

MORE STORIES FROM PCQUESTView All
LOGITECH - G Pro X Superlight 2 Gaming Mouse
PCQuest

LOGITECH - G Pro X Superlight 2 Gaming Mouse

Logitech's G Pro X Superlight 2 arrives as the highly anticipated successor to its predecessor, the G Pro X Superlight, aiming to build upon the successes of the earlier model.

time-read
2 mins  |
March 2024
VIEWSONIC - LX700-4K Laser Home Projector
PCQuest

VIEWSONIC - LX700-4K Laser Home Projector

The ViewSonic LX700-4K Laser Home Projector aims to provide an immersive cinematic experience, employing 3rd generation laser phosphor technology for vibrant visuals at 3,500 ANSI Lumens.

time-read
1 min  |
March 2024
Curating a future-ready business landscape with IoT-powered portfolios
PCQuest

Curating a future-ready business landscape with IoT-powered portfolios

The co-working industry exemplifies the pivotal role of technology in creating a future-ready business landscape. It's not just about adopting technology; it's about strategically positioning it at the core of the customer journey

time-read
3 mins  |
March 2024
The architecture and strategies of modern customer engagement
PCQuest

The architecture and strategies of modern customer engagement

From the cloud-native architecture on AWS and GCP to the intricacies of seamless integration and data privacy standards. Explore the scalability, performance measures, and the Retention OS that forms the backbone of cuttingedge customer engagement platform

time-read
3 mins  |
March 2024
Exploring mobile app security in the gaming industry
PCQuest

Exploring mobile app security in the gaming industry

In the expanding realm of mobile gaming, the imperative for robust security measures intensifies to effectively tackle challenges such as cheating, fraud, malware, and emerging threats

time-read
3 mins  |
March 2024
Precision progress: How AI is shaping the 'India Narrative' in 2024
PCQuest

Precision progress: How AI is shaping the 'India Narrative' in 2024

In a seismic shift, India's corporate leaders are redefining operational efficiency through the strategic integration of Generative Artificial Intelligence (Gen Al) and automation

time-read
6 mins  |
March 2024
How AI is reshaping the financial landscape
PCQuest

How AI is reshaping the financial landscape

AI transforms finance with fraud detection, algorithmic trading, customer service, and risk management. AI chatbots enhance interactions, automate compliance, and streamline data-driven decisions. The commitment to Aldriven innovation ensures efficient and customer-centric financial operations

time-read
2 mins  |
March 2024
Education for all is a right and not a privilege
PCQuest

Education for all is a right and not a privilege

Discover how innovative minds are revolutionizing inclusive education for differently abled individuals. From immersive learning experiences to bridging communication gaps and empowering special educators, these trailblazers leverage cutting-edge technologies like AI and ML to break down barriers and envision a future where education is a right, not a privilege. Join the conversation on the transformative power of technology in shaping a truly inclusive educational landscape

time-read
3 mins  |
March 2024
The transformation unleashed by AI in gaming
PCQuest

The transformation unleashed by AI in gaming

Embark on a journey into the Newly Evolved Gaming World, where AI transforms gameplay into an immersive, lifelike experience. From Pac-Man's simple state machine to sophisticated algorithms in GTA V, witness the evolution of gaming intelligence

time-read
5 mins  |
March 2024
Advancements and challenges in AI Chip manufacturing
PCQuest

Advancements and challenges in AI Chip manufacturing

From the imperative need for cutting-edge technology to optimizing power, size, and cost, to the future landscape of AI chip development focusing on larger models and tightly coupled memory

time-read
2 mins  |
March 2024