Maybe Retirement Seems Like A Distant Dream. Maybe It’s Just A Few Years Away. Either Way, You’re Going To Want To Put It On Today’s To-do List.
SAVING FOR THE FUTURE may feel like a drag. Our brains naturally prioritize the here and now (psychologists call this “present bias”), and research shows that saving is especially hard when you think of time as one superlong stretch, says Brad Klontz, PsyD, a certified financial planner and a founder of the Financial Psychology Institute. So stop. Instead of picturing retirement as some far-off finish line, approach it as a series of checkpoints.
When You Have 30 (or More!) Years to Go…
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