Investing has an image problem. Say the word ‘investors’ and I picture finance bros in suits sitting at the Baron in Sandton yakking about the price of the latest obscure cryptocurrency and comparing photos of their BMWs.
The truth is, all of us need to invest. Investing isn’t just a thing you have to learn how to do if you’d like to upgrade your yacht to a bigger yacht. It’s what can help you to preserve the value of your hard-earned savings over time, against inflation, to make sure that you’ll have enough money to see you through your retirement. It’s about security for yourself and your family. It’s something all of us who manage money need to get more comfortable with.
Here’s the good news: investing is really far less complicated than the financial services industry makes it look.
INVESTING MEANS BUYING ASSETS
At its heart, investing just means buying assets. Assets are things that make money for you over time, either by increasing in value (so you can sell them for a profit) or by directly producing an income.
Let’s consider a concrete type of asset: a cow. There are two ways in which owning a cow can make you money:
Option one, you can buy a calf when it’s young and cute, nurture it until it’s a hefty bovine unit and then sell it for a profit. In the world of investing, this is called a capital gain.
Option two, you can choose to keep the cow and milk it regularly, thus generating a consistent stream of income while you own it. If you had company shares instead of a cow, we would refer to the profits as dividends from the shares.
هذه القصة مأخوذة من طبعة July/August 2023 من Fairlady.
ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 8500 مجلة وصحيفة.
بالفعل مشترك ? تسجيل الدخول
هذه القصة مأخوذة من طبعة July/August 2023 من Fairlady.
ابدأ النسخة التجريبية المجانية من Magzter GOLD لمدة 7 أيام للوصول إلى آلاف القصص المتميزة المنسقة وأكثر من 8500 مجلة وصحيفة.
بالفعل مشترك? تسجيل الدخول
Easter with edge
Grant knows what it's like to miss out on the celebrations that anchor family life.
The MALE bias
Historically, medical studies were mainly done on male mice and on men; and then extrapolated to treat women, as if a female body were just a smaller version of a male one. Here’s why that doesn’t make sense, and how to work with your body’s natural rhythm for better health.
Wellbeing
How to sleep better, feel better and look better!
The other type of CHEATING
Lies about money can have devastating consequences in a relationship.
THE 'PEST' IN PESTICIDES
oe r Despite many highly Hs hazardous pesticides being banned in their countries of origin, 192 of them are still legally exported to South Africa
START A BUSINESS LIKE a Saffer
There's nothing quite like a South African entrepreneur. In the face of adversity, they innovate and persevere. But what fuels that determination? We chatted to some self-starters to find out.
How to take the MONOTONY OUT OF MONOGAMY
It's easy to get complacent in a long-term relationship. Before you know it, your partner is little more than your roommate. Here's how to shake things up.
SUPER TROUPER
At one point, Josie Borain was the most famous model in the world. Her face was on every magazine that mattered. And in the madness of all that attention, she never lost her sense of self. She talks to us about turning 60, being single, and starting her third act with a move to the platteland.
Little wonder
Over the years we have visited 16 Greek islands, but when we first set foot on Halki, the little-known gem just south of Rhodes, we knew we'd found the closest thing to the perfect one. And we vowed to return. Often.
HOME AFFAIRS
These three entrepreneurs are redefining the heartbeat of homes through their unique blend of creativity, sustainability and purposeful design.
