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Plan now to avoid the January cash crunch, Lula tells small businesses

SW November 02 2025 edition

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Sunday World

Business owners must plan ahead of festive season

- By Boitumelo Kgobotlo

Plan now to avoid the January cash crunch, Lula tells small businesses

Lula chief risk officer Garth Rossiter says access to finance remains a challenge for small businesses, which only receive 11% to 13% of total credit.

(Gallo Images)

As the festive season approaches, small business owners are being urged to plan their finances carefully to avoid running into trouble once the celebrations end.

Small and medium-sized enterprise (SME) services provider Lula is warning that many small firms face the risk of a January cash crunch if they fail to plan their liquidity ahead of time.

Lula chief risk officer Garth Rossiter said the smartest time to secure or expand working capital is when business is strong, not when money becomes tight in the new year.

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