Business
Kiplinger's Personal Finance
Same Story, Different Year
WHAT does the Federal Reserve's rate-reduction initiative mean in the short run for your fixed-income holdings? You'll recall that one year ago, the Fed cut three times, starting by hacking its benchmark overnight funds rate by 0.50 percentage point in September. The year ended with bond markets and fund returns in retreat. It's wishful thinking that cheaper short-term credit and falling money market yields will spark a general bond-buying binge and propel your 2025 total returns toward 10% by year-end.
2 min |
December 2025
Kiplinger's Personal Finance
WHEN HELPING MOM AND DAD HURTS YOUR WALLET
New research shows how assisting an aging parent with expenses can strain your own finances.
3 min |
December 2025
Kiplinger's Personal Finance
WHAT'S AHEAD FOR SOCIAL SECURITY
Bipartisan collaboration on a mix of reforms will likely be needed to keep the system solvent and benefits intact.
3 min |
December 2025
Kiplinger's Personal Finance
WHAT TO MAKE OF A HOT IPO MARKET
This year's crop of initial public offerings could be even dicier than usual because of a skew toward tech and crypto.
5 min |
December 2025
Kiplinger's Personal Finance
Grab a Deal on a Winter Getaway
In the early months of the year, travel demand dips-and so do prices.
5 min |
December 2025
Kiplinger's Personal Finance
8 DIVIDEND FUNDS TO CONSIDER NOW
Our picks deliver a diversified portfolio of dividend stocks.
6 min |
December 2025
Kiplinger's Personal Finance
A NEW WAVE OF ETFS IS ON THE WAY
A long-expected decision from the Securities and Exchange Commission is close to being official, and it could mean more exchange-traded fund options for investors.
1 min |
December 2025
Kiplinger's Personal Finance
CHECKING IN ON THE KIPLINGER DIVIDEND 15
Our favorite dividend payers have had a good year on average, beating the market and yielding twice as much.
10+ min |
December 2025
Kiplinger's Personal Finance
THIS FUND FERRETS OUT HIGH-QUALITY STOCKS
THE U.S. stock market has been notching new highs, which tends to kick up the likelihood of a market pullback (defined as a drop of 5% to 10%) or even a correction (a 10% to 20% selloff). That's where JPMorgan U.S. Quality Factor comes in.
1 min |
December 2025
Kiplinger's Personal Finance
New Ways to Use 529 Funds
Tax-free withdrawals from these plans could help you sharpen your job skills.
2 min |
December 2025
Kiplinger's Personal Finance
Will You Outlive Your Money?
To prepare for a long life span, retirees must address the need for long-term care.
2 min |
December 2025
Kiplinger's Personal Finance
Bullish on Trillion-Dollar Stocks
Eight of the nine Trillion Dollar Club members are tech stocks. For the ninth, Berkshire Hathaway, Apple is one-fifth of assets.
5 min |
December 2025
Kiplinger's Personal Finance
HOW TO GIVE BETTER HOLIDAY GIFTS (ACCORDING TO SCIENCE)
These strategies, backed by behavioral finance, can help you find presents that your loved ones will truly enjoy.
7 min |
December 2025
Kiplinger's Personal Finance
A GUIDE TO LAUNCHING A SUCCESSFUL BUSINESS AFTER 50
Age can be an advantage for older entrepreneurs looking to extend their careers or supplement income in retirement.
10+ min |
December 2025
Kiplinger's Personal Finance
21 SMART MOVES TO MAKE BEFORE YEAR-END
These steps can help trim your tax bill, boost your savings, lower your health care costs and set you up for financial success in 2026.
10+ min |
December 2025
Kiplinger's Personal Finance
TO TIP OR NOT TO TIP?
If you're weary of widespread prompts to leave a gratuity, follow these guidelines on when it's customary—and when you can skip it.
3 min |
December 2025
Kiplinger's Personal Finance
Paying by Credit Card? Avoid Extra Charges
WHEN you go shopping, buy gas or dine out, you may notice that some vendors charge extra if you pay with a credit card. A survey earlier this year from data analytics company J.D. Power found that 34% of small businesses are adding a surcharge when customers use a credit card.
1 min |
December 2025
Kiplinger's Personal Finance
HANG IN THERE WITH THIS VALUE FUND
VALUE investing enjoyed 15 minutes of sunshine in early 2025, when the S&P 500 sank 19% from its February peak to its early April trough. Dodge & Cox Stock held up better, albeit with a 15% decline. Since then, the large-company value fund has rebounded 21% through September. That’s impressive, but it lags the S&P 500, which has bounced 34%. All told, over the past 12 months through September 30, Dodge & Cox Stock has climbed just over 9%, far short of the nearly 18% gain in the S&P 500.
1 min |
December 2025
Kiplinger's Personal Finance
Ciao, Italia! Eight Ways to Save on a Trip to the 2026 Olympics
WHETHER you're looking to experience breathtaking natural beauty in the Dolomite mountains or the urban buzz of a global design capital, northern Italy may already be high on your list of vacation destinations. Add in the chance to attend the Winter Olympics, taking place from February 6 to 22 in Milan and the Cortina d'Ampezzo ski resort, and you may be looking at a once-in-a-lifetime vacation.
4 min |
November 2025
Kiplinger's Personal Finance
My Quest for Higher Yields
MARKET action along with recent readings on employment and inflation imply the onset of a troublesome cycle: shrinking cash yields with negative pressure on returns for long-term high-grade corporate and Treasury bonds. Despite the knee-jerk Treasury-bond rally sparked by the dismal early-September jobs report, I expect interest rates to ascend sharply along the outer years of the yield curve—regardless of the Federal Reserve's imminent campaign to ease short-term rates.
2 min |
November 2025
Kiplinger's Personal Finance
WE ADD A NEW MID-CAP FUND
KIPLINGER 25 UPDATE
1 min |
November 2025
Kiplinger's Personal Finance
Smart Strategies for Paying Your Child an Allowance
By giving your kids money to spend and save, you'll help them sharpen their financial skills at an early age.
5 min |
November 2025
Kiplinger's Personal Finance
Take a Bite Out of Dental Costs
Many Medicare Advantage plans include dental care, but there are restrictions.
3 min |
November 2025
Kiplinger's Personal Finance
CHOOSE THE BEST CHARITIES FOR YOUR DONATIONS
While you set your giving strategy, think about your values, and select organizations that will put your contributions to good use.
10 min |
November 2025
Kiplinger's Personal Finance
A BROAD APPROACH TO INNOVATIVE TRENDS
KIPLINGER ETF 20 UPDATE
1 min |
November 2025
Kiplinger's Personal Finance
MANAGING MONEY FOR A LOVED ONE WHO CAN'T
Becoming a financial caregiver for an aging or ill relative will go more smoothly if you plan for the possibility in advance.
3 min |
November 2025
Kiplinger's Personal Finance
Guiding Families Through Life's Final Chapter
An end-of-life doula offers support to people who are dying as well as their loved ones.
2 min |
November 2025
Kiplinger's Personal Finance
RETIRING ON YOUR OWN? A GUIDE FOR SOLO AGERS
If you're single without adult children to rely on for help, planning for your older years requires an added layer of intention and urgency.
10+ min |
November 2025
Kiplinger's Personal Finance
FINANCIAL STRESS IS ON THE RISE
Tariffs, high prices and an uncertain economy getting you down? These steps can help.
4 min |
November 2025
Kiplinger's Personal Finance
NEW RULES FOR TRAVELERS
Changes are afoot for domestic flights-and for some international trips, too.
2 min |