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WHERE TO PUT YOUR MONEY NOW With the market finding its way through tricky territory, investors will have to strike a careful balance between offensive and defensive moves. We look at the best opportunities in stocks and bonds and what’s ahead for dividends. PLUS: Don’t forsake foreign stocks. HOW OPTIONS CAN HELP YOUR PORTFOLIO Used properly, options can protect your holdings in a market downturn or generate extra cash. This guide will help you get started. RX FOR YOUR HEALTH INSURANCE Millions of Americans have lost their health coverage along with their jobs. Here’s how to choose the best Plan B for you.

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