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SPECIAL REPORT YOUR GUIDE TO OPEN ENROLLMENT This year you’re likely to have more choices among health plans. Make sure you choose one that meets your needs. PLUS: How to lower your health care costs. 7 STEPS TO A BETTER PORTFOLIO Bad habits can undermine investing. Find success by focusing on the fundamentals. PLUS: Advice from the pros. DISCOVER YOUR ROOTS A DNA test can reveal a lot about your family history. Just be aware of the privacy risks—and the possible unintended consequences.

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