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DE-RISK YOUR FINANCES A financial crisis, such as job loss, a catastrophic illness or divorce, can be devastating if you’re not prepared for it. Use our guide to shock-proof your finances. PLUS: Strategies for dealing with a crisis. 10 STRATEGIES FOR IRA WITHDRAWALS Turning 70½ means taking required minimum distributions—and paying long-deferred taxes. Fortunately, there are ways to limit the tax hit. A TAX GUIDE FOR INVESTORS Taxes on investments can be complex. Here’s what you need to know to keep more of your profits.

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