In this issue

Yields to Pounce On
The Fed plans to cut interest rates later this year. But for now, income-hungry investors have enticing yields to choose from in a wide range of asset classes.

10 Great Active ETFs
Actively managed exchangetraded funds have gotten a lot more popular. We found the best new ones available today.

Income Investing
Dividends are on the way back,
by JEFFREY R. KOSNETT.

Your Vacation Home Could Provide Tax-free Income

If you plan to rent out your vacation home, it's important to understand how your proceeds will be taxed.

3 mins

CUT THE COST OF YOUR WIRELESS BILL

AT&T, T-Mobile and Verizon dominate the market, but smaller outfits offer similar network coverage at lower prices.

10 mins

MAKING HOME ENERGY MORE AFFORDABLE

Households in need can get energy-efficiency upgrades, help with utility bills and more from this nonprofit.

2 mins

A HEAD START FOR SAVERS

The Saver's Credit is designed to help low- and middleincome taxpayers contribute to a retirement account.

2 mins

Say I Love You With a Money Date

To nurture a lasting bond with your partner, meet regularly to talk about money.

2 mins

Plan for Your Own Elder Care

AFTER I wrote a series of columns in 2022 about elder care planning for family members, I received a number of responses like this one: “What about married couples who have no children or whose family members don’t live nearby?” wrote one reader. “Or a single individual with no close relatives? How should these people plan for their own elder care?”

2 mins

OVERCOME RETIREMENT OBSTACLES

Most likely, you'll encounter setbacks on your journey. But with careful planning, you can surmount them.

10+ mins

How to Use Leftover 529 Funds

OR families who want to save for their children’s future higher-education expenses, a 529 collegesavings plan offers alluring tax-advantaged benefits. You can withdraw funds tax-free for qualified educational expenses, such as tuition, room and board, books, and computers.

2 mins

Where to Invest Now: Texas

HERE’S a good case that the state of Texas has the best economy in the world. Its gross domestic product, which is over $2 trillion, is bigger than that of all but seven countries, and it’s growing like crazy.

4 mins

Searching for the Next Big Thing

ARK Invest's Cathie Wood talks robotaxis, crypto, AI and more.

5 mins

SHOULD YOU TAKE FINANCIAL ADVICE FROM A OX FINFLUENCER?

Social media stars can make finance fun and deliver helpful info. But be careful about who you trust.

10+ mins

NEW SAFEGUARDS FOR IRA ROLLOVERS?

A Biden administration proposal would require financial institutions to act in your best interest when reinvesting your 401(k) plan.

4 mins

A Guide to Choosing an All-Inclusive Resort

These vacation destinations offer family-friendly activities, adventurous excursions, gourmet dining and more.

10+ mins

MORE WAYS TO VALUE STOCKS

Look beyond price-earnings ratios to get a more nuanced picture.

4 mins

How Inflation Hurts Retirees

RETIREE confidence in having enough money to live comfortably throughout retirement dropped significantly in the 2023 Retirement Confidence Survey, conducted by the Employee Benefit Research Institute and Greenwald Research.

2 mins

To Tip or Not to Tip?

Everyone from your barista to the car mechanic is asking for tips, and new technology adds to the pressure.

4 mins

Dividends Hit a Rough Patch

THERE is a doctrine T that one year's investment champions become the subsequent year's failures.

2 mins

Rediscovering Japan

New shareholder-friendly policies should boost the country's stocks.

6 mins

How Retirement Could Hurt Your Credit Score

Just as you need to take care of your physical health, you need to monitor your credit fitness.

2 mins

THE DOWNSIDE TO DECLINING INFLATION

After two years of big cost-of-living increases, retirees will likely receive a more modest Social Security raise in 2024.

4 mins

8 great places to retire-for renters

With home prices inflated and mortgage rates rising, we provide enticing options for retirees who would rather rent than buy

10+ mins

CORD CUTTING MADE EASY

With an expanding menu of streaming services, saying goodbye to your cable company's entertainment options has never been easier.

9 mins

The High Costs of Caregiving

Caring for aging parents can exact a financial and emotional toll on adult children.

4 mins

AN INHERITANCE WITH STRINGS ATTACHED

New rules for inherited IRAs could leave some heirs with a hefty tax bill.

6 mins

Defusing Financial Flash Points

MONEY SMART WOMEN

2 mins

What It Takes to Buy Insurance in Florida

Kiplinger editor Elaine Silvestrini shares her story.

2 mins

Is Your Insurance Coverage Up to Date?

Costs are rising to repair or replace your most valuable assets. Make sure your home and vehicles are adequately insured.

10 mins

HOW TO INVEST IN AI

It's too early to pick the ultimate winners in artificial intelligence, and it's already expensive to get in on the ground floor. But these companies stand to benefit from the boom.

10+ mins

Celebrating 100 Years of The Kiplinger Letter

Editor emeritus Knight Kiplinger reflects on an enduring legacy of clear-eyed, unbiased journalism.

3 mins

What Hospice Patients Can Teach Us About Money

As you build wealth, include your life's purpose and meaning in the framework.

3 mins

Read all stories from Kiplinger's Personal Finance

Kiplinger's Personal Finance Magazine Description:

Whether you're a seasoned investor or just starting on your financial journey, Kiplinger's Personal Finance offers guidance tailored to your needs. From tips on saving for college and buying a home to optimizing your portfolio and planning for a secure retirement, the magazine equips readers with the knowledge and tools to achieve financial stability and prosperity.

With a legacy spanning over 70 years, Kiplinger's Personal Finance has been a go-to resource for individuals seeking practical advice, expert insights, and valuable tips to manage their money effectively.

Within the pages of Kiplinger's Personal Finance, you'll find a wealth of information on topics such as budgeting, investing, retirement planning, taxes, and much more. The magazine offers a mix of engaging articles, expert analysis, and real-life success stories, providing readers with actionable strategies to navigate the complexities of personal finance.

Discover the power of Kiplinger's Personal Finance and unlock the secrets to financial success. Let the magazine be your trusted companion as you embark on a path toward financial well-being and take control of your financial future.