In this issue

DE-RISK YOUR FINANCES A financial crisis, such as job loss, a catastrophic illness or divorce, can be devastating if you’re not prepared for it. Use our guide to shock-proof your finances. PLUS: Strategies for dealing with a crisis.

10 STRATEGIES FOR IRA WITHDRAWALS Turning 70½ means taking required minimum distributions—and paying long-deferred taxes. Fortunately, there are ways to limit the tax hit.

A TAX GUIDE FOR INVESTORS Taxes on investments can be complex. Here’s what you need to know to keep more of your profits.

Expect Aftershocks From The Shutdown

Economists worry that lawmakers will fail to reach a debt-ceiling deal.

2 mins

How Much Cash Is In Your Wallet?

Electronic payments are increasing, but a cashless economy has drawbacks.

2 mins

Why We're Better Buyers Than Sellers

You no doubt think long and hard—and do plenty of research—before you buy a stock. But a new study shows that investors tend to put far less effort into sell decisions, and that can hurt you.

2 mins

How To De-Risk Your Finances

If you lose your job or face a large, unforeseen expense, are you prepared?

10+ mins

10 Strategies For IRA Withdrawals

You’re required to take money out of retirement accounts when you turn 70½, but you can minimize the tax bite.

5 mins

Credit Freezes Aren't Foolproof

MY WIFE AND I BOTH FROZE OUR CREDIT reports to prevent identity theft. With the freeze in place, is it safe to stop checking our credit reports periodically?

2 mins

Read all stories from Kiplinger's Personal Finance

Kiplinger's Personal Finance Magazine Description:

Whether you're a seasoned investor or just starting on your financial journey, Kiplinger's Personal Finance offers guidance tailored to your needs. From tips on saving for college and buying a home to optimizing your portfolio and planning for a secure retirement, the magazine equips readers with the knowledge and tools to achieve financial stability and prosperity.

With a legacy spanning over 70 years, Kiplinger's Personal Finance has been a go-to resource for individuals seeking practical advice, expert insights, and valuable tips to manage their money effectively.

Within the pages of Kiplinger's Personal Finance, you'll find a wealth of information on topics such as budgeting, investing, retirement planning, taxes, and much more. The magazine offers a mix of engaging articles, expert analysis, and real-life success stories, providing readers with actionable strategies to navigate the complexities of personal finance.

Discover the power of Kiplinger's Personal Finance and unlock the secrets to financial success. Let the magazine be your trusted companion as you embark on a path toward financial well-being and take control of your financial future.