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NEW BILLIONAIRE: RAZOR’S EDGE A November IPO lifts this entrepreneur from Singapore into the three-comma club. Plus: Billionaires remember the best holiday gifts they’ve ever gotten. DREAMING OF A POLYETHYLENE CHRISTMAS Not your typical Silicon Valley company, Balsam Brands sells fake Christmas trees and makes real profits. BLACKROCK’S EDGE How do you stay on top when your core business is a commodity and you measure profits in hundredths of a percentage point? You build the best risk-management software on Wall Street.