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In this issue

While this year was difficult with little to celebrate, there were people who stood up and helped mitigate the current circumstances. Lifestyle Asia highlights Jaime Zobel de Ayala and Pasig City's Mayor Vico Sotto, two examples who worked tirelessly and with grace, nary a complaint in sight. Along with them we listed a round-up of people whose actions made them worthy of being lauded. We also spoke with ING's Hans Sicat about the future of banking.

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