In this issue

Being Risk-Free With Low Returns
Small saving schemes still preferred as the returns are
guaranteed

Bullish On Bullion
Gold prices soar due to institutional buying push

An interview: Aman Ahuja
Sudden Surge In Demand For Credit Cards Among
New Users

The Right Policy For Mental
Well-Being
Better insurance cover needed for mental illness

Concern Over COVID Procedure Rates
Hospitals charges not same as insurance covers

What’s On Offer For COVID-19
Patients?
Two new insurance for additional expenses

Widen Your Filter For Job Search
Though dismal, the job market might recover soon

Riding The Digital Wave With
Virtual Tours
Digitisation needed for efficient home buying

Make The Most Of Your Money
How financial planners help in uncertain times

SANITY OF SAFETY OR RUSH OF RISK

You are utterly confused. Between April and June this year, many hurriedly scurried out of equities. And the stock indices bounced back with a vengeance in July. Now, there is frustration and desperation about the lost opportunities, as people wait for stock prices to correct so that they can re-enter. To seek safe havens, some of us got into cash, debt, and gold. Sadly, in these cases too, the events unexpectedly turned against us. The situation baffled us. Armed with cash, the hapless investors decided to ‘time the market’, and act on their own – largely as day traders. They realised, like many did in the past, that it is almost impossible to do so. Even the experts are unable to predict the random walks of the stock market. While debt seemed secure, there was uncertainty about future returns as interest rates fell, and inflation inched up. Gold seemed a no-brainer but was this a good time to buy at such high prices? Most investors are shocked and stunned. To be safe or take risks, that is the question today. What should one do over the next 3-6 months? Is it better to take the plunge into equities, and ride out the topsy-turvy waves and volatility in the market? Is it more pertinent to accept lower returns, but protect our investments, and shift to debt? Is bullion the new calling for most of us? As some experts contend, if there’s one advice they wish to give, it is to be in gold. In this cover story, Outlook Money takes a 360-degree look at short-term strategies to shield your wealth from tumultuous upheavals, and simultaneously safeguard your returns. We present the pros and cons related to each asset category to enable you to make informed and insightful decisions. Beware that there is no one shoe-size that will fit every feet. At the end of the day, we are on our own, and we will need to carefully re-construct our plans on an individual basis.

7 mins

Learn From Masters, Avoid 'Falling Knives'

Institutional investors have money, expertise, and information to influence stock prices. Watch them closely to boost your profits

7 mins

Is It Time For Long-Term Equity Investors To Re-Think Strategy?

The 10-year rolling returns for Nifty50 declined from 19 per cent in the year ending July 2013 to 8 per cent in the year ending July 2020, which is less than even the returns on FDs

7 mins

Being Risk Free With Low Returns

Small savings remain attractive despite high inflation and rate cuts affecting real returns

5 mins

The Right Policy For Mental Well-being

Read the fine print and choose a policy that covers OPD and hospitalisation charges

5 mins

Concern Over COVID Procedure Rates

Read the fine print and choose a policy that covers both out-patient and hospitalisation charges

5 mins

What's On Offer For COVID-19 Patients?

Two new policies Corona Rakshak and Kavach can help cover hospitalisation and domiciliary expenses

5 mins

Widen Your Filter For Job Search

The job market will start getting on track from next quarter

5 mins

Riding The Digital Wave With Virtual Tours

Homebuyers can now avoid site visits and take a complete digital tour of the property and the surrounding area

6 mins

Make The Most Of Your Money

If you have been toying with the idea of consulting a financial planner now is the right time to do so

4 mins

Read all stories from Outlook Money

Outlook Money Magazine Description:

Outlook Money is a monthly business magazine published by The Outlook Group in India. The magazine is known for its in-depth coverage of the Indian economy, as well as its insights from leading experts in the field. It covers a wide range of topics related to business, including:

* Economic news and analysis: Outlook Money covers the latest economic news and trends from India and around the world. The magazine also provides in-depth analysis of the Indian economy, as well as its impact on businesses and individuals.
* Industry news and trends: Outlook Money also covers the latest news and trends from different industries, such as technology, finance, healthcare, and manufacturing. This coverage helps readers to stay informed about the latest developments in their respective industries.
* Corporate news and profiles: Outlook Money also features corporate news and profiles of leading companies in India. These profiles provide readers with insights into the strategies and operations of these companies.
* Personal finance: Outlook Money also features articles on personal finance, such as investing, saving, and retirement planning. These articles help readers to make informed financial decisions.

Outlook Money is a valuable resource for anyone who is interested in business in India. It is a must-read for anyone who is looking to stay informed about the latest economic and business trends in the country, or who is looking for insights from leading experts in the field.