In this issue

It’s for the BJP and the NDA regime to do the explaining. The Government must without any consideration ensure that the audacity demonstrated by Nirav Modi in fl asking the Prime Minister, along with other business magnates, at the World Economic Forum in Davos and the bravado of Vijay Mallya in visiting the Parliament hours before fleeing the country is not repeated by any other person and safeguard the dignity of corporate India.

7 Ways to Prevent Text Neck

Our head is heavier at an angle than it is at a neutral position. That means our increasing usage of smartphones for reading, texting, etc is putting undue pressure on our spine

3 mins

How To Take Your Networking To Next Level

Networking is one of the best ways to use your time

4 mins

5 Fun Ways To Save Money

There are several simple ways to reduce spending and rack up more cash. Sukanta Kundu lists some interesting ones.

4 mins

In Search of Higher Returns Amid Falling Rates

As Bank Deposit Rates Fall, Even Conservative Investors Are Switching Assets. Where Can They Go? 

5 mins

National Savings Certificates Help as Interest Rates Fall

National Savings Certificates (NSCs) have been among the most popular tax-saving options for ages. In spite of the advent of market-linked investment products such as equity-linked savings schemes (ELSS), the certificates have retained their charm for certain sections of society. In this column, let us discuss the various facets of this special instrument of investment.

3 mins

What Drives Us to Invest?

I had made the journey from economics to finance. As part of Keynesian economics, we were taught about the three motives to hold money: the transactions motive, the precautionary motive and the speculative motive; all through my teaching career that remained part of my Keynesian economics. But two decades, later when I immersed myself into the world of investment, I had to develop my own tools to understand the new discipline and make my investors understand the working of their own minds. One night as lay turning on my back, poring over the day’s happenings, suddenly I made a strong connection between what I had studied years back and the problem I was grappling with now: the motives.

4 mins

Ask The Finapolis

Col. Sanjeev Govila (retd) of Hum Fauji Investments answers readers’ queries on investments, taxation and personal finance. Do you have a question you want answered? Email your question to feedback@thefinapolis.com

9 mins

Input Tax Credit To Benefit End-customer

Looking at the scale of India, it is reasonable to expect 3-5 years for the system to stabilize

4 mins

Will GST Really Spike Up Your Bills?

As goods and service providers can claim input tax credit, your net tax bill will reduce say experts

4 mins

The Bull Run Is Here To Stay

Karvy Finapolis’ event —“Is this the mother of all bull runs?” — evoked a thunderous response from investing public recently in Hyderabad.

4 mins

Adhil Shetty's Column

Time to close that FD; here are better options

4 mins

The 17 Mistakes To Avoid While Investing In 2017

Keep these points in mind to rake in the moolah from the markets this year.

6 mins

FM Needs To Find His Focus

The finance minister needs to reboot an economy stalled by demonetisation when he delivers the combined Union and Railway Budget.

4 mins

Satapathy's Stories

Reaction, response and lessons from animals.

3 mins

The India We Ignore

Palagummi Sainath’s classic should be mandatory reading.

3 mins

News Maker

Modi’s Demo of popularity.

3 mins

market reforms

sebi opens corp bonds market to foreigner investors

2 mins

if you have, or plan to buy a house, read this

in a population-heavy country like ours, there will always be a net surplus of house hunters over houses available.

4 mins

Babu-Neta-Bizman Nexus a Bane for Banking

Nirav Modi, Mehul Choksi, Vijay Mallya, Vikram Kothari and the list is getting longer. The cases against corporates, especially those involving bank frauds, are increasingly tumbling out of closed chests

6 mins

Filing The ITR: Clearing The Air

The deadline for filing tax returns (August 5) is long past by the time you read this piece. Yet, CA Saurabh Gupta demystifies some myths and suppositions that all of us have when it comes to doing this annual chore. For instance, many (especially salaried taxpayers) harbour a belief that having tax deducted at source puts an end to their tax liabilities. However, it is not so. Without further ado, let us debunk ourselves of the myths surrounding that Income Tax Return (ITR)...

4 mins

Cheaper Hotels, Lower Rush Lure Travellers

The travel industry catered to about nine million foreign tourist arrivals last year.

1 min

Satapathy's Stories : Reality Of Realty

I don’t have to say that people love real estate.

2 mins

Suspected Infirmities In Jay Shah's Firm Raise Doubts Over Probity

While neither the case involved government contracts or projects, it has removed the sheen of morality and “unimpeachable integrity” Prime Minister Modi has sought and claimed.

4 mins

The Traveler's Financial Tools

It is possible to borrow to fund your dream vacation. Many banks and NBFCs offer travel loans which are essentially a variant of the personal loan

6 mins

A Reverse EMI Makes Travel More Pleasurable

The right way to enjoy your vacation is to plan it well in advance and save regularly for it, as there is no point in taking a holiday which results in financial stress at a later stage

5 mins

The Shanbhag Column

Sec. 54F: A ruling with far reaching consequences

4 mins

Unknown Lyrical Side Of Trump

Trump is a remarkable poet. This book aims to redress this oversight on the part of the literary world, and showcase his finest words in a previously unknown form.

3 mins

How I Messed Up My (Financial) Life

A graphic account of a typical Indian male who began his career at 19 in the late 1980s and is now at crossroads.

7 mins

News Maker

The Jio Phone and the disruptions it will begin.

3 mins

The Panchsheel Of Personal Finance

Once you are in a position to save, accumulate wealth through long and steady savings.

4 mins

Read all stories from The Finapolis

The Finapolis Magazine Description:

The Finapolis is a premium Indian personal finance monthly magazine. It offers highly credible, actionable investment advice. The Finapolis' stock market research capabilities are unmatched. Besides the capital markets, we cover issues related to the entire spectrum of financial instruments such as mutual funds, insurance, commodities and real estate. The analysis is succinct and the design easy on the eye. The Finapolis combines impeccable research and high-quality journalism to decode complex world of investments and finance every month.