In this issue

Every month, Investors India magazine brings a selection of finest articles, financial news and market updates for you. This fifth edition of 2021 will help you make wise decision with respect to all your past, present or any future investments.
Unlike the traditional ones, this month in our mutual fund section we are bringing a very unique subject for our readers who want to know how to quit an under-performing fund. Also, to add to your knowledge go through our Insurance section on why having only a medical plan may not always be sufficient for you, know how an adequate Critical illness health insurance can become your second layer of protection in today’s time. Enjoy reading our impressive subject for this month in our Lifestyle section where you can learn how it is now proven by medical science that a vegetarian diet supports in providing a lifetime of good health and longevity!!

INSURANCE NEWS

01 NPS as a preferred retirement product registered 18% growth in the customer base during pandemic

2 mins

Ask the Expert

Q Dear Sir, I shall be retiring in couple of months. I am expecting my retirement funds to be around Rs.2 crores. Can I get monthly returns upto Rs.1.5 Lakhs from these funds. Please give some suggestions. -Mr.Raghubir Prasad, Noida

3 mins

Selecting the right ELSS for saving tax and meeting long term goals: Know the factors

The new financial year 2021-22 has begun and it is time to plan your tax liability for the year. Government allows taxpayers to invest in certain specified investments and reduce tax liability for the year.

3 mins

Critical Illness Health Insurance: Your second layer of protection after buying medical cover

Coronavirus pandemic and the spread of infection is in full swing across the nation. While vaccination, wearing of masks and maintaining social distancing remains the best defense against it, the probability of getting infected cannot be ruled out. While the medical infrastructure and the treatment of Covid-19 will have their role to play, what impact does the infection on our other body organs have over the medium to long term remains to be seen. As an individual, make sure you are adequately prepared to protect your savings and life amidst the pandemic.

6 mins

Life-cycle and other investment strategies in ULIPS: Know them before you buy for long term goals

The stock market provides an access to participate in the growth potential of equity asset. But, investing directly in stocks may not be everybody’s cup of tea. As a retail individual, it is better to invest through equity-oriented investments and reap the benefits over the long term. And, for those who wish to keep their saving and protection need in a single place, the unit-linked insurance plans fit the bill. Unit-linked insurance plan (Ulip), an insurance product that bundles protection and savings has undergone several structural changes and is a revamped product in its new avatar. Unlike in the past, where premiums could have been discontinued after a certain period say 3 or 5 years, the current version requires premiums to be paid till maturity, unless you choose a limited premium payment period.

5 mins

When should you exit a fund?

When you invest in an actively-managed fund, you must not fall in love with it as circumstances diarise that force you to part ways with it. It is quite possible that a fund you chose for its stellar past performance may underperform in the future, forcing you to exit it. Sometimes, the fund’s performance may be as expected it, but you may need to sell because your needs have changed. The fund manager who was at the helm may have moved to another fund house. The fund’s asset under management (AUM) may have swelled, affecting performance.

5 mins

5 Key Regulatory Changes In NPS Scheme You May Hear Soon!!!

Being the key product in retirement planning and the rising popularity of NPS among individuals and corporates, PFRDA has made announcement of 5 key changes it is willing to introduce soon in NPS.

2 mins

Coming out stronger from a second wave

We have just completed a financial year that is difficult to describe in a single word. “Unprecedented“possibly does not capture the wide range of emotions, like anxiety, depression, sense of relief etc. that we went through as a society. Just as we thought that COVID was being relegated to history, it has reared it’s ugly head in the form of a second wave.

2 mins

Read all stories from Investors India

Investors India Magazine Description:

Investors India Magazine is a monthly magazine published by Bajaj Capital, a leading financial services company in India. The magazine is aimed at investors of all levels, from beginners to experienced investors.

It covers a wide range of topics related to investing, including:

* Investment strategies and advice: The magazine features articles on different investment strategies and advice on how to choose the right investments for your individual needs and goals.
* Market analysis and trends: The magazine provides in-depth analysis of the Indian financial markets and the latest trends that investors need to be aware of.
* Company profiles and stock recommendations: The magazine profiles different companies and provides stock recommendations to help investors make informed investment decisions.
* Mutual fund analysis and recommendations: The magazine analyzes different mutual funds and provides recommendations to help investors choose the right mutual funds for their investment goals.
* Financial planning and retirement planning: The magazine covers topics related to financial planning and retirement planning to help investors achieve their financial goals.

Investors India Magazine is a valuable resource for anyone who wants to learn more about investing and make informed investment decisions. Subscribe today and start your journey to a more secure financial future!