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CREDIT RISK: A RISING CONCERN As banks have become more cautious about their lending procedures due to mounting non-performing assets (NPAs), credit availability remains a constraining factor for the gem and jewellery industry. Citing lack of transparency in the industry, the bankers are reluctant to finance any GJ business to a large extent. However, the industry wants bankers to initiate procedures to share and adopt best practices for each others to minimise their risks. Already paying the higher interest rates on business loans than other sectors, the industry is suffering big-time in this financial tug-of-war. AOJ’s Praveer Sinha finds out more about the ongoing credit crisis in the industry.
The Art of Jewellery is India's No. 1 business magazine on the jewellery trade and industry. A one-stop source of cutting-edge information for the Gems and Jewellery sector, it is reputed for its focused content, high editorial standards, creative design, rich imagery and state-of-the-art printing. Now in 14th year of publishing, it has won many awards and rich accolades for its contribution to the jewellery industry and trade. It is widely recognized by readers, advertisers, and the jewellery community as a premier magazine in the industry. It reaches quality jewellery retailers in India and overseas and has an extended reach during exhibitions and trade fairs. The Art of Jewellery has a tremendous web and digital presence and is a pioneer in providing daily news updates on national and international happenings. AOJ Daily – E news capsule reaches more than 80,000 industry players on daily basis.